# Sageguard Financial Group, LLC

> Sageguard Financial Group, LLC is an SEC-registered investment advisory firm in Goodlettsville, TN, registered since 2022, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated July 9, 2026.

- CRD: 160266
- Filed as: SAGEGUARD FINANCIAL GROUP, LLC
- Also doing business as: BIG COUNTRY FINANCIAL, CONFIDENTLY RETIRED, DOBBINS WEALTH MANAGEMENT, EVANS ADVISORY SERVICES, PINEYWOODS FINANCIAL, THE OFFICES OF PATRICK J. WEHRLY, UNION FINANCIAL SERVICES
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Goodlettsville, TN
- Filing period: October 2026
- Form ADV filing dated: July 9, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/160266
- AdvisorCensus page: https://advisorcensus.com/firm/sageguard-financial-group-llc-goodlettsville-tn-160266

## Quick answers

**How is Sageguard Financial Group, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Sageguard Financial Group, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Sageguard Financial Group, LLC charge?**
Its Form ADV Part 2A brochure dated January 16, 2026 states: Hourly rate: $100 an hour (financial planning services); Flat fee: $200 to $2,000 (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Sageguard Financial Group, LLC located?**
Sageguard Financial Group, LLC's principal office is in Goodlettsville, TN, according to its Form ADV; the August 2026 filing also lists 3 other offices (Schedule D, Section 1.F).

**Is Sageguard Financial Group, LLC registered with the SEC or a state?**
Sageguard Financial Group, LLC is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 160266.

**How much does Sageguard Financial Group, LLC manage?**
Sageguard Financial Group, LLC reports $755,666,448 in regulatory assets under management in its Form ADV filing dated July 9, 2026 (26% discretionary).

**How have Sageguard Financial Group, LLC's assets and staff changed since 2021?**
In the Form ADV data for Sageguard Financial Group, LLC: Regulatory assets under management: $365,000,000 in the October 2021 data and $755,666,448 in the October 2026 data, up 107%. Total employees: 10 in October 2021 and 14 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Sageguard Financial Group, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (2,338); high net worth individuals (131).

**Which custodians does Sageguard Financial Group, LLC use?**
Sageguard Financial Group, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Sageguard Financial Group, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/160266

**What changed in Sageguard Financial Group, LLC's recent Form ADV filings?**
In the August 2026 filing data: Employees performing advisory functions went from 15 to 14.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated January 16, 2026)

- Hourly rate: $100 an hour (financial planning services)

> In the majority of cases, the firm charges an hourly fee of $100 per hour, billed in six minute increments, for financial planning services.

- Flat fee: $200 to $2,000 (financial planning services)

> Fixed fees can range from $200 to $2,000 and are based on the complexity of the work required.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $755,666,448
- Discretionary: $200,000,000
- Non-discretionary: $555,666,448

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 2,338 | $416,475,368 |
| High net worth individuals | 131 | $339,191,080 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2022 (3 years)
- Employees: 14 total, 14 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, AR, AZ, CA, CO, FL, GA, IL, IN, KY, LA, MI, MN, MO, MS, NC, NE, NH, NY, OH, OK, PA, SC, SD, TN, TX, VA, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the August 2026 filing
- Nacogdoches, TX
- Phoenix, AZ
- Spring, TX

### Websites listed on Form ADV (Item 1.I)
- sageguardfinancial.com
- X @dj_sageguard

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $365,000,000 | 10 | May 10, 2021 |
| October 2023 | $345,874,753 | 14 | September 28, 2023 |
| October 2024 | $377,910,000 | 16 | April 15, 2024 |
| October 2025 | $607,720,000 | 10 | February 7, 2025 |
| October 2026 | $755,666,448 | 14 | July 9, 2026 |

Regulatory assets under management: $365,000,000 in the October 2021 data and $755,666,448 in the October 2026 data, up 107%.
Total employees: 10 in October 2021 and 14 in October 2026.

## Changes in the filing (last 12 months)

### August 2026
- Employees performing advisory functions went from 15 to 14.

### June 2026
- Employees performing advisory functions went from 14 to 15.

### April 2026
- Employees performing advisory functions went from 12 to 14.
- Added an office in Nacogdoches, TX.
- Added an office in Spring, TX.

### February 2026
- Regulatory assets under management went from $607,720,000 to $755,666,448 (+24%).

### January 2026
- Employees performing advisory functions went from 7 to 12.
- Updated its list of owners and control persons (Schedule A).

### December 2025
- Employees performing advisory functions went from 6 to 7.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Sageguard Financial Group, LLC (CRD 160266): Form ADV filing data as of October 2026.