{
  "crd_number": 110803,
  "slug": "safe-harbor-retirement-planners-110803",
  "primary_business_name": "SAFE HARBOR RETIREMENT PLANNERS",
  "legal_name": "ASSET MANAGEMENT SERVICES, INC.",
  "dbas": [],
  "city": null,
  "state": null,
  "country": null,
  "cbsa_code": null,
  "metro": null,
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2026-06-26",
  "years_registered": 0,
  "period": "2026-10-01",
  "filing_date": "2026-07-15",
  "carried_forward": false,
  "raum_total": 108670330.0,
  "raum_discretionary": 108670330.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 4,
  "advisory_employees": 3,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 64684841.0,
      "count": 255
    },
    "high_net_worth_individuals": {
      "raum": 43985489.0,
      "count": 41
    }
  },
  "compensation_types": [
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "pension_consulting",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 3,
  "states_registered": [
    "DE",
    "FL",
    "MD",
    "NJ",
    "PA"
  ],
  "websites": [
    "https://asset-management-services.com",
    "https://facebook.com/SHRETIREMENT",
    "https://linkedin.com/INS/SHRETIREMENT",
    "https://safeharbor-ams.com",
    "https://shretirement.com",
    "https://twitter.com/RETIREMENTALPHA"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/110803",
  "disclosure_items": [
    {
      "item": "11.D(1)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate made a false statement or omission, or was dishonest, unfair, or unethical?"
    },
    {
      "item": "11.D(2)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?"
    },
    {
      "item": "11.D(4)",
      "question": "In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?"
    }
  ],
  "city_as_filed": null,
  "url": "https://advisorcensus.com/firm/safe-harbor-retirement-planners-110803",
  "display_name": "Safe Harbor Retirement Planners",
  "summary": "Safe Harbor Retirement Planners is an SEC-registered investment advisory firm, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 15, 2026.",
  "citation": "AdvisorCensus. Safe Harbor Retirement Planners (CRD 110803): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Safe Harbor Retirement Planners compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Safe Harbor Retirement Planners reports these compensation arrangements: a percentage of assets under its management; hourly charges."
    },
    {
      "q": "How much does Safe Harbor Retirement Planners charge?",
      "a": "Its Form ADV Part 2A brochure dated May 28, 2026 states: Hourly rate: $250 an hour (Financial Planning Services for specific topics). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Is Safe Harbor Retirement Planners registered with the SEC or a state?",
      "a": "Safe Harbor Retirement Planners is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 110803."
    },
    {
      "q": "How much does Safe Harbor Retirement Planners manage?",
      "a": "Safe Harbor Retirement Planners reports $108,670,330 in regulatory assets under management in its Form ADV filing dated July 15, 2026 (100% discretionary)."
    },
    {
      "q": "What types of clients does Safe Harbor Retirement Planners serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (255); high net worth individuals (41)."
    },
    {
      "q": "Which custodians does Safe Harbor Retirement Planners use?",
      "a": "Safe Harbor Retirement Planners' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Equitable, Goldman Sachs Custody Solutions and Nationwide Advisory Services, Inc. as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Safe Harbor Retirement Planners report any disciplinary disclosures?",
      "a": "Reports 3 disclosure items on Form ADV Item 11: yes answers to 11.D(1) (another regulator's finding of a false statement or omission, or of dishonest, unfair, or unethical conduct), 11.D(2) (another regulator's finding of a violation), and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/110803"
    },
    {
      "q": "Does Safe Harbor Retirement Planners state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated May 28, 2026 says: \"Generally, the minimum dollar value of assets required to set up an investment advisory account is $200,000. However, Safe Harbor has discretion to waive the account minimum.\""
    },
    {
      "q": "What changed in Safe Harbor Retirement Planners' recent Form ADV filings?",
      "a": "In the July 2026 filing data: Newly registered with the SEC."
    }
  ],
  "filing_history": [],
  "recent_changes": [
    {
      "period": "2026-07-01",
      "period_label": "July 2026",
      "notes": [
        "Newly registered with the SEC."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated May 28, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$200,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $250 an hour (Financial Planning Services for specific topics)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $200,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "Generally, the minimum dollar value of assets required to set up an investment advisory account is $200,000. However, Safe Harbor has discretion to waive the account minimum."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $250 an hour (Financial Planning Services for specific topics)"
        ],
        "quotes": [
          "Financial Planning Services for specific topics are available to all clients on an hourly fee of $250 per hour."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 200000.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": 250.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "Financial Planning Services for specific topics"
        }
      ]
    },
    "quotes": [
      "Generally, the minimum dollar value of assets required to set up an investment advisory account is $200,000. However, Safe Harbor has discretion to waive the account minimum.",
      "Financial Planning Services for specific topics are available to all clients on an hourly fee of $250 per hour."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Equitable",
      "name_as_filed": "EQUITABLE",
      "affiliated": false
    },
    {
      "name": "Goldman Sachs Custody Solutions",
      "name_as_filed": "GOLDMAN SACHS CUSTODY SOLUTIONS",
      "affiliated": false
    },
    {
      "name": "Nationwide Advisory Services, Inc.",
      "name_as_filed": "NATIONWIDE ADVISORY SERVICES, INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/safe-harbor-retirement-planners-110803.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 255,
      "fewer_than_5": false,
      "raum": 64684841.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 41,
      "fewer_than_5": false,
      "raum": 43985489.0
    }
  ],
  "disclosure_line": "Reports 3 disclosure items on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/110803",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}