# Saco River Financial Planning

> Saco River Financial Planning is a state-registered investment advisory firm, registered since 2015, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated January 13, 2026.

- CRD: 173682
- Filed as: SACO RIVER FINANCIAL PLANNING
- Legal name: Saco River Financial Planning LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Filing period: October 2026
- Form ADV filing dated: January 13, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/173682
- AdvisorCensus page: https://advisorcensus.com/firm/saco-river-financial-planning-173682

## Quick answers

**How is Saco River Financial Planning compensated?**
On its Form ADV (Item 5.E, October 2026), Saco River Financial Planning reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Is Saco River Financial Planning registered with the SEC or a state?**
Saco River Financial Planning is a state-registered investment advisory firm, registered since 2015. Status as filed: APPROVED. CRD 173682.

**How much does Saco River Financial Planning manage?**
Saco River Financial Planning reports $27,304,370 in regulatory assets under management in its Form ADV filing dated January 13, 2026 (15% discretionary).

**What types of clients does Saco River Financial Planning serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (111); high net worth individuals (11).

**Does Saco River Financial Planning report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/173682

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $27,304,370
- Discretionary: $4,006,104
- Non-discretionary: $23,298,266

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 111 | $10,426,858 |
| High net worth individuals | 11 | $16,877,512 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2015 (11 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: ME, NH
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Saco River Financial Planning (CRD 173682): Form ADV filing data as of October 2026.