{
  "crd_number": 188521,
  "slug": "s-e-e-d-planning-group-llc-binghamton-ny-188521",
  "primary_business_name": "S.E.E.D. PLANNING GROUP, LLC",
  "legal_name": "S.E.E.D. PLANNING GROUP, LLC",
  "dbas": [
    "SIFT INVESTMENT MANAGEMENT",
    "SUITE(K)"
  ],
  "city": "Binghamton",
  "state": "NY",
  "country": "United States",
  "cbsa_code": "13780",
  "metro": {
    "cbsa_code": "13780",
    "common_name": "Binghamton",
    "msa_name": "Binghamton, NY",
    "path": "/advisors/ny/binghamton"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2015-04-16",
  "years_registered": 11,
  "period": "2026-10-01",
  "filing_date": "2026-07-28",
  "carried_forward": false,
  "raum_total": 567976608.0,
  "raum_discretionary": 567976608.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "500m_1b",
  "raum_band_label": "$500 million to $1 billion",
  "total_employees": 28,
  "advisory_employees": 18,
  "client_count_bucket": null,
  "clients_by_type": {
    "other": {
      "raum": 0.0,
      "count": 0
    },
    "charitable": {
      "raum": 9451990.0,
      "count": 10
    },
    "individuals": {
      "raum": 141715607.0,
      "count": 566
    },
    "banking_thrift": {
      "raum": 0.0,
      "count": 0
    },
    "state_municipal": {
      "raum": 0.0,
      "count": 0
    },
    "insurance_companies": {
      "raum": 0.0,
      "count": 0
    },
    "investment_companies": {
      "raum": 0.0,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 0.0,
      "count": 0
    },
    "other_investment_advisers": {
      "raum": 0.0,
      "count": 0
    },
    "high_net_worth_individuals": {
      "raum": 415297125.0,
      "count": 182
    },
    "pooled_investment_vehicles": {
      "raum": 0.0,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": 1511886.0,
      "count": 5
    },
    "business_development_companies": {
      "raum": 0.0,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": 0.0,
      "count": 0
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "other",
    "pension_consulting",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "FL",
    "MA",
    "NC",
    "NY",
    "OH",
    "PA",
    "SC",
    "TN",
    "TX",
    "VA"
  ],
  "websites": [
    "https://401ktime.com",
    "https://facebook.com/SEEDpg",
    "https://facebook.com/siftinvesting",
    "https://instagram.com/seedpg",
    "https://instagram.com/sift_stack",
    "https://linkedin.com/company/seedpg",
    "https://seedpg.com",
    "https://seedplanninggroup.com",
    "https://siftinvesting.com",
    "https://youtube.com/@SiftStackPodcast",
    "https://youtube.com/channel/UCu82T71P45GL3Bobcy7Vf-A?view_as=subscriber"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/188521",
  "city_as_filed": "BINGHAMTON",
  "url": "https://advisorcensus.com/firm/s-e-e-d-planning-group-llc-binghamton-ny-188521",
  "display_name": "S.e.e.d. Planning Group, LLC",
  "summary": "S.e.e.d. Planning Group, LLC is an SEC-registered investment advisory firm in Binghamton, NY, registered since 2015, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated July 28, 2026.",
  "citation": "AdvisorCensus. S.e.e.d. Planning Group, LLC (CRD 188521): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is S.e.e.d. Planning Group, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), S.e.e.d. Planning Group, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "What does S.e.e.d. Planning Group, LLC's brochure say about its fees?",
      "a": "Its Form ADV Part 2A brochure dated July 28, 2026 states: Asset-based fee: up to 2% of assets a year (the maximum the brochure states). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is S.e.e.d. Planning Group, LLC located?",
      "a": "S.e.e.d. Planning Group, LLC's principal office is in Binghamton, NY, according to its Form ADV; the August 2026 filing also lists 2 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is S.e.e.d. Planning Group, LLC registered with the SEC or a state?",
      "a": "S.e.e.d. Planning Group, LLC is an SEC-registered investment advisory firm, registered since 2015. Status as filed: Approved. CRD 188521."
    },
    {
      "q": "How much does S.e.e.d. Planning Group, LLC manage?",
      "a": "S.e.e.d. Planning Group, LLC reports $567,976,608 in regulatory assets under management in its Form ADV filing dated July 28, 2026 (100% discretionary)."
    },
    {
      "q": "How have S.e.e.d. Planning Group, LLC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for S.e.e.d. Planning Group, LLC: Regulatory assets under management: $239,883,391 in the October 2021 data and $567,976,608 in the October 2026 data, up 137%. Total employees: 12 in October 2021 and 28 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does S.e.e.d. Planning Group, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (566); high net worth individuals (182); charitable organizations (10)."
    },
    {
      "q": "Which custodians does S.e.e.d. Planning Group, LLC use?",
      "a": "S.e.e.d. Planning Group, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and National Financial Services LLC as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does S.e.e.d. Planning Group, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/188521"
    },
    {
      "q": "What changed in S.e.e.d. Planning Group, LLC's recent Form ADV filings?",
      "a": "In the June 2026 filing data: No longer lists the business name Sprout. No longer lists the business name S.e.e.d. Wealth Management."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 239883391.0,
      "total_employees": 12,
      "filing_date": "2021-09-03"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 329916002.0,
      "total_employees": 24,
      "filing_date": "2022-08-04"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 351350025.0,
      "total_employees": 27,
      "filing_date": "2023-07-03"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 422957777.0,
      "total_employees": 14,
      "filing_date": "2024-08-01"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 490907135.0,
      "total_employees": 31,
      "filing_date": "2025-07-02"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 567976608.0,
      "total_employees": 28,
      "filing_date": "2026-07-28"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-06-01",
      "period_label": "June 2026",
      "notes": [
        "No longer lists the business name Sprout.",
        "No longer lists the business name S.e.e.d. Wealth Management."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Updated its list of owners and control persons (Schedule A)."
      ]
    },
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Employees performing advisory functions went from 17 to 18.",
        "Regulatory assets under management went from $490,907,135 to $567,976,608 (+16%).",
        "Updated its list of owners and control persons (Schedule A)."
      ]
    },
    {
      "period": "2026-02-01",
      "period_label": "February 2026",
      "notes": [
        "Updated its list of owners and control persons (Schedule A)."
      ]
    },
    {
      "period": "2026-01-01",
      "period_label": "January 2026",
      "notes": [
        "No longer registered or notice-filed in CT, OR."
      ]
    },
    {
      "period": "2025-11-01",
      "period_label": "November 2025",
      "notes": [
        "Added the business name Sift Investment Management."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated July 28, 2026",
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": "2% of assets a year",
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "figures": [
      {
        "label": "Asset-based fee",
        "statements": [
          "Asset-based fee: up to 2% of assets a year (the maximum the brochure states)"
        ],
        "quotes": [
          "Investment advisory fees may be as high as 2% per annum with a minimum fee of $2,500 may be applicable. Fees are based on each client’s Scope of Work."
        ]
      }
    ],
    "quotes": [
      "Investment advisory fees may be as high as 2% per annum with a minimum fee of $2,500 may be applicable. Fees are based on each client’s Scope of Work."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    },
    {
      "name": "National Financial Services LLC",
      "name_as_filed": "NATIONAL FINANCIAL SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/s-e-e-d-planning-group-llc-binghamton-ny-188521.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 566,
      "fewer_than_5": false,
      "raum": 141715607.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 182,
      "fewer_than_5": false,
      "raum": 415297125.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 10,
      "fewer_than_5": false,
      "raum": 9451990.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 5,
      "fewer_than_5": false,
      "raum": 1511886.0
    },
    {
      "type": "other",
      "label": "Other",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/188521",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}