# S & L Financial Management

> S & L Financial Management is a state-registered investment advisory firm, registered since 2022, reporting under $25 million in regulatory assets under management in its Form ADV filing dated May 12, 2026.

- CRD: 318996
- Filed as: S & L FINANCIAL MANAGEMENT
- Legal name: Salt & Light Financial Management L.L.C.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Registered in California
- Filing period: October 2026
- Form ADV filing dated: May 12, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/318996
- AdvisorCensus page: https://advisorcensus.com/firm/s-and-l-financial-management-318996

## Quick answers

**How is S & L Financial Management compensated?**
On its Form ADV (Item 5.E, October 2026), S & L Financial Management reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees); performance-based fees. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Is S & L Financial Management registered with the SEC or a state?**
S & L Financial Management is a state-registered investment advisory firm, registered since 2022. Status as filed: APPROVED. CRD 318996.

**How much does S & L Financial Management manage?**
S & L Financial Management reports $526,897 in regulatory assets under management in its Form ADV filing dated May 12, 2026 (100% discretionary).

**What types of clients does S & L Financial Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1).

**Does S & L Financial Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/318996

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)
- Performance-based fees

### Regulatory assets under management (Item 5.F)
- Total: $526,897
- Discretionary: $526,897
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 1 | $526,897 |
| High net worth individuals | 0 | $0 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2022 (4 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- saltandlightfinancial.com
- Facebook @SaltAndLightFinancialManagement
- Instagram @slfinancialmanagement
- X @slfinancialman

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. S & L Financial Management (CRD 318996): Form ADV filing data as of October 2026.