# Ruff Choices

> Ruff Choices is a state-registered investment advisory firm, registered since 2000, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated June 25, 2026.

- CRD: 128987
- Filed as: RUFF CHOICES
- Legal name: Stuart Ruff, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Registered in New Jersey
- Filing period: October 2026
- Form ADV filing dated: June 25, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/128987
- AdvisorCensus page: https://advisorcensus.com/firm/ruff-choices-128987

## Quick answers

**How is Ruff Choices compensated?**
On its Form ADV (Item 5.E, October 2026), Ruff Choices reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Is Ruff Choices registered with the SEC or a state?**
Ruff Choices is a state-registered investment advisory firm, registered since 2000. Status as filed: APPROVED. CRD 128987.

**How much does Ruff Choices manage?**
Ruff Choices reports $31,749,000 in regulatory assets under management in its Form ADV filing dated June 25, 2026 (100% discretionary).

**What types of clients does Ruff Choices serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (14); high net worth individuals (14).

**Does Ruff Choices report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/128987

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $31,749,000
- Discretionary: $31,749,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 14 | $5,962,000 |
| High net worth individuals | 14 | $25,599,000 |
| Charitable organizations | Fewer than 5 | $188,000 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2000 (26 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: NJ
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- ruffchoices.com

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Ruff Choices (CRD 128987): Form ADV filing data as of October 2026.