# RTD Financial Advisors Inc

> RTD Financial Advisors Inc is an SEC-registered investment advisory firm in Philadelphia, PA, registered since 1983, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated February 26, 2026.

- CRD: 110744
- Filed as: RTD FINANCIAL ADVISORS INC
- Also doing business as: PINNACLE FINANCIAL ADVISORY GROUP OF RTD
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Philadelphia, PA
- Filing period: October 2026
- Form ADV filing dated: February 26, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/110744
- AdvisorCensus page: https://advisorcensus.com/firm/rtd-financial-advisors-inc-philadelphia-pa-110744

## Quick answers

**How is RTD Financial Advisors Inc compensated?**
On its Form ADV (Item 5.E, October 2026), RTD Financial Advisors Inc reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does RTD Financial Advisors Inc charge?**
Its Form ADV Part 2A brochure dated February 26, 2026 states: Flat fee: $1,500 to $30,000 a quarter (Personal Wealth Management fees). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is RTD Financial Advisors Inc located?**
RTD Financial Advisors Inc's principal office is in Philadelphia, PA, according to its Form ADV; the March 2026 filing also lists 4 other offices (Schedule D, Section 1.F).

**Is RTD Financial Advisors Inc registered with the SEC or a state?**
RTD Financial Advisors Inc is an SEC-registered investment advisory firm, registered since 1983. Status as filed: Approved. CRD 110744.

**How much does RTD Financial Advisors Inc manage?**
RTD Financial Advisors Inc reports $2,724,578,473 in regulatory assets under management in its Form ADV filing dated February 26, 2026 (99% discretionary).

**How have RTD Financial Advisors Inc's assets and staff changed since 2021?**
In the Form ADV data for RTD Financial Advisors Inc: Regulatory assets under management: $1,877,021,779 in the October 2021 data and $2,724,578,473 in the October 2026 data, up 45%. Total employees: 37 in October 2021 and 39 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does RTD Financial Advisors Inc serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (494); individuals (other than high net worth individuals) (225); corporations or other businesses not listed above (63).

**Which custodians does RTD Financial Advisors Inc use?**
RTD Financial Advisors Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and John Hancock Investment Management Distributors LLC as custodians holding 10% or more of its separately managed account assets.

**Does RTD Financial Advisors Inc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/110744

**What changed in RTD Financial Advisors Inc's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $2,381,633,715 to $2,724,578,473 (+14%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 26, 2026)

- Flat fee: $1,500 to $30,000 a quarter (Personal Wealth Management fees)

> Fees are based on a fixed amount and can range from a minimum of $1,500 per quarter ($6,000 annually) to a maximum of $30,000 per quarter ($120,000 annually).

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- John Hancock Investment Management Distributors LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $2,724,578,473
- Discretionary: $2,701,427,680
- Non-discretionary: $23,150,793

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 225 | $64,644,806 |
| High net worth individuals | 494 | $1,713,780,943 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 53 | $811,020,575 |
| Charitable organizations | 2 | $9,196,882 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 63 | $125,935,267 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 1983 (43 years)
- Employees: 39 total, 22 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, DE, FL, GA, MA, MD, NC, NH, NJ, NY, PA, RI, SC, TX, VA, VT, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the March 2026 filing
- Atlanta, GA
- Bala Cynwyd, PA
- Malvern, PA
- Marlton, NJ

### Websites listed on Form ADV (Item 1.I)
- [rtdfinancial.com](https://rtdfinancial.com)
- LinkedIn @RTD-FINANCIAL-ADVISORS-INC-
- X @RTDFINANCIAL

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $1,877,021,779 | 37 | March 31, 2021 |
| October 2022 | $2,191,561,109 | 39 | July 7, 2022 |
| October 2023 | $1,924,539,231 | 39 | August 18, 2023 |
| October 2024 | $2,117,414,764 | 42 | July 11, 2024 |
| October 2025 | $2,381,633,715 | 41 | March 11, 2025 |
| October 2026 | $2,724,578,473 | 39 | February 26, 2026 |

Regulatory assets under management: $1,877,021,779 in the October 2021 data and $2,724,578,473 in the October 2026 data, up 45%.
Total employees: 37 in October 2021 and 39 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $2,381,633,715 to $2,724,578,473 (+14%).

### February 2026
- Employees performing advisory functions went from 23 to 22.

### December 2025
- Employees performing advisory functions went from 18 to 23.
- Registered or notice-filed in CO.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. RTD Financial Advisors Inc (CRD 110744): Form ADV filing data as of October 2026.