{
  "crd_number": 144434,
  "slug": "royal-fund-management-llc-lady-lake-fl-144434",
  "primary_business_name": "ROYAL FUND MANAGEMENT, LLC",
  "legal_name": "ROYAL FUND MANAGEMENT, LLC",
  "dbas": [
    "401(K) MANEUVER",
    "ADVANCED FINANCIAL STRATEGIES",
    "AMERICAN ELITE RETIREMENT LLC",
    "AR WEALTH MANAGEMENT",
    "BRIDGE WEALTH STRATEGIES",
    "CAMINO ADVISORY",
    "COLORADO ELITE RETIREMENT PLANNING, LL DBA SOLID WEALTH ADVISORS, LLC",
    "FAMILY FINANCIAL RETIREMENT SYSTEMS LLC",
    "FRACTAL PROFILE WEALTH MANAGEMENT",
    "FREDERICK FINANCIAL GROUP",
    "GATEKEEPER INVESTMENT ADVISERS",
    "GOVERNMENT PERSONNEL ADVISORY GROUP, LLC",
    "HAWKS FINANCIAL, LLC",
    "JH ADVISERS",
    "JUDY CARLSON FINANCIAL GROUP",
    "LIFE & LEGACY ADVISORS, LLC",
    "LINK WEALTH MGMT, LLC",
    "MCRAE INVESTMENT ADVISORY",
    "NEW LIFE FINANCIAL PLANNING, LLC",
    "NORTHPOINT FINANCIAL, LLC",
    "NORTHSHORE PLANNING GROUP",
    "ROYAL FUND MANAGEMENT",
    "SIGNATURE AMERICA FINANCIAL & INSURANCE SERVICES, INC",
    "SPROUSE INVESTMENTS LLC",
    "STRATEGIC FINANCIAL GROUP",
    "TRIPLETT WEALTH MANAGEMENT",
    "VALLEY ASSET MANAGERS LLC",
    "WAGNER INVESTMENT & RETIREMENT ADVISORS",
    "YI WEALTH MANAGEMENT"
  ],
  "city": "Lady Lake",
  "state": "FL",
  "country": "United States",
  "cbsa_code": "36740",
  "metro": {
    "cbsa_code": "36740",
    "common_name": "Orlando",
    "msa_name": "Orlando-Kissimmee-Sanford, FL",
    "path": "/advisors/fl/orlando"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2013-04-10",
  "years_registered": 13,
  "period": "2026-10-01",
  "filing_date": "2026-08-21",
  "carried_forward": false,
  "raum_total": 1557484260.0,
  "raum_discretionary": 1454322994.0,
  "raum_non_discretionary": 103161266.0,
  "raum_band": "1b_5b",
  "raum_band_label": "$1 billion to $5 billion",
  "total_employees": 93,
  "advisory_employees": 83,
  "client_count_bucket": null,
  "clients_by_type": {
    "charitable": {
      "raum": 126538.0,
      "count": 3
    },
    "individuals": {
      "raum": 1203277001.0,
      "count": 4565
    },
    "high_net_worth_individuals": {
      "raum": 332538288.0,
      "count": 375
    },
    "corporations_other_businesses": {
      "raum": 21542433.0,
      "count": 23
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "other",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 5,
  "states_registered": [
    "AL",
    "AR",
    "AZ",
    "CA",
    "CO",
    "CT",
    "FL",
    "GA",
    "HI",
    "IA",
    "ID",
    "IL",
    "IN",
    "KS",
    "KY",
    "LA",
    "MA",
    "MD",
    "ME",
    "MI",
    "MN",
    "MO",
    "MS",
    "MT",
    "NC",
    "NE",
    "NH",
    "NJ",
    "NM",
    "NV",
    "NY",
    "OH",
    "OK",
    "OR",
    "PA",
    "SC",
    "SD",
    "TN",
    "TX",
    "UT",
    "VA",
    "WA",
    "WI",
    "WV"
  ],
  "websites": [
    "https://401kmaneuver.com",
    "https://facebook.com/401kManeuver",
    "https://instagram.com/401kmaneuver",
    "https://pinterest.com/401kmaneuver",
    "https://royalfundmanagement.com",
    "https://youtube.com/channel/UCvSNV8fhTazydaeJ0V1np3w"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/144434",
  "disclosure_items": [
    {
      "item": "11.D(2)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?"
    },
    {
      "item": "11.D(4)",
      "question": "In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?"
    },
    {
      "item": "11.D(5)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever denied, suspended, or revoked the registration or license of the firm or an advisory affiliate, prevented either by order from associating with an investment-related business, or restricted either one's activity?"
    },
    {
      "item": "11.E(2)",
      "question": "Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was involved in a violation of its rules, other than a minor rule violation under a plan the SEC approved?"
    },
    {
      "item": "11.E(4)",
      "question": "Has a self-regulatory organization or a commodities exchange ever disciplined the firm or an advisory affiliate by expelling or suspending it from membership, barring or suspending it from association with other members, or otherwise restricting its activities?"
    }
  ],
  "city_as_filed": "LADY LAKE",
  "url": "https://advisorcensus.com/firm/royal-fund-management-llc-lady-lake-fl-144434",
  "display_name": "Royal Fund Management, LLC",
  "summary": "Royal Fund Management, LLC is an SEC-registered investment advisory firm in Lady Lake, FL, registered since 2013, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated August 21, 2026.",
  "citation": "AdvisorCensus. Royal Fund Management, LLC (CRD 144434): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Selection of other advisers (including private fund managers)",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is Royal Fund Management, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Royal Fund Management, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Royal Fund Management, LLC charge?",
      "a": "Its Form ADV Part 2A brochure dated March 3, 2026 states: Hourly rate: $250 an hour. Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Royal Fund Management, LLC located?",
      "a": "Royal Fund Management, LLC's principal office is in Lady Lake, FL, according to its Form ADV; the September 2026 filing also lists 62 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Royal Fund Management, LLC registered with the SEC or a state?",
      "a": "Royal Fund Management, LLC is an SEC-registered investment advisory firm, registered since 2013. Status as filed: Approved. CRD 144434."
    },
    {
      "q": "How much does Royal Fund Management, LLC manage?",
      "a": "Royal Fund Management, LLC reports $1,557,484,260 in regulatory assets under management in its Form ADV filing dated August 21, 2026 (93% discretionary)."
    },
    {
      "q": "How have Royal Fund Management, LLC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Royal Fund Management, LLC: Regulatory assets under management: $855,028,535 in the October 2021 data and $1,557,484,260 in the October 2026 data, up 82%. Total employees: 92 in October 2021 and 93 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Royal Fund Management, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (4,565); high net worth individuals (375); corporations or other businesses not listed above (23)."
    },
    {
      "q": "Which custodians does Royal Fund Management, LLC use?",
      "a": "Royal Fund Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Royal Fund Management, LLC report any disciplinary disclosures?",
      "a": "Reports 5 disclosure items on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation), 11.D(4) (another regulator's order in the past ten years), 11.D(5) (another regulator's denial, suspension, or revocation of a registration or license, bar, or restriction), 11.E(2) (self-regulatory organization's finding of a rule violation), and 11.E(4) (self-regulatory organization's expulsion, suspension, bar, or restriction). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/144434"
    },
    {
      "q": "What changed in Royal Fund Management, LLC's recent Form ADV filings?",
      "a": "In the September 2026 filing data: Changed its office addresses in Albuquerque, NM."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 855028535.0,
      "total_employees": 92,
      "filing_date": "2021-09-22"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 1108634596.0,
      "total_employees": 90,
      "filing_date": "2022-09-08"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 1084035879.0,
      "total_employees": 90,
      "filing_date": "2023-09-14"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 1361849417.0,
      "total_employees": 93,
      "filing_date": "2024-09-03"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 1307115289.0,
      "total_employees": 93,
      "filing_date": "2025-07-25"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 1557484260.0,
      "total_employees": 93,
      "filing_date": "2026-08-21"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-09-01",
      "period_label": "September 2026",
      "notes": [
        "Changed its office addresses in Albuquerque, NM."
      ]
    },
    {
      "period": "2026-08-01",
      "period_label": "August 2026",
      "notes": [
        "Added the business name Link Wealth MGMT, LLC."
      ]
    },
    {
      "period": "2026-06-01",
      "period_label": "June 2026",
      "notes": [
        "No longer lists the business name TRU Financial Strategies.",
        "No longer lists the business name Transitions Financial LLC.",
        "Added an office in Centennial, CO.",
        "No longer lists an office in Hoffman Estates, IL."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Added the business name Transitions Financial LLC.",
        "Regulatory assets under management went from $1,307,115,289 to $1,557,484,260 (+19%).",
        "Added an office in Atlanta, GA.",
        "Added an office in Lakewood, CO.",
        "Added an office in Oneida, TN.",
        "Added an office in Overland Park, KS.",
        "Added an office in Urbandale, IA."
      ]
    },
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Changed its office addresses in Pasadena, TX."
      ]
    },
    {
      "period": "2026-02-01",
      "period_label": "February 2026",
      "notes": [
        "Added an office in Charlotte, NC."
      ]
    },
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Changed its office addresses in Hoffman Estates, IL.",
        "Added an office in Laguna Hill, CA.",
        "No longer lists an office in Lake Forest, CA.",
        "No longer lists an office in Maumelle, AR.",
        "Registered or notice-filed in MT."
      ]
    },
    {
      "period": "2025-11-01",
      "period_label": "November 2025",
      "notes": [
        "No longer lists the business name Budnick Wealth Management.",
        "No longer lists an office in Wilmington, NC."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 3, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $250 an hour"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $250 an hour"
        ],
        "quotes": [
          "Depending upon the complexity of the situation and the needs of the client, the hourly fee for these services is $250."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": 250.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "these services"
        }
      ]
    },
    "quotes": [
      "Depending upon the complexity of the situation and the needs of the client, the hourly fee for these services is $250."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/royal-fund-management-llc-lady-lake-fl-144434.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 4565,
      "fewer_than_5": false,
      "raum": 1203277001.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 375,
      "fewer_than_5": false,
      "raum": 332538288.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 3,
      "fewer_than_5": false,
      "raum": 126538.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 23,
      "fewer_than_5": false,
      "raum": 21542433.0
    }
  ],
  "disclosure_line": "Reports 5 disclosure items on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/144434",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}