# Rossby Financial, LLC

> Rossby Financial, LLC is an SEC-registered investment advisory firm in Melbourne, FL, registered since 2023, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated July 31, 2026.

- CRD: 324631
- Filed as: ROSSBY FINANCIAL, LLC
- Also doing business as: AP CAPITAL ADVISORY LLC, EVIE FINANCIAL, FINANCIAL STRATEGIES OF AMELIA, LIFE STRATEGIES FINANCIAL PARTNERS, LYON FINANCIAL SERVICES, MARSICO WEALTH MANAGEMENT, LLC, OAK STREAM INVESTMENT ADVISORS, OLEADA FINANCIAL, OSBORN WEALTH MANAGEMENT, PRAIRE OAK WEALTH, RANDOLPH MARTIN RETIREMENT GROUP, RED OAK ADVISORS, REYMAR WEALTH MANAGEMENT, ROSSBY WEALTH, LLC, SEQUENCE ASSET MANAGEMENT, THE ALAN R JOYCE COMPANY LLC, TOLER FINANCIAL GROUP, TRUCESS, WINDWARD FINANCIAL STRATEGIES
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Melbourne, FL
- Filing period: October 2026
- Form ADV filing dated: July 31, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/324631
- AdvisorCensus page: https://advisorcensus.com/firm/rossby-financial-llc-melbourne-fl-324631

## Quick answers

**How is Rossby Financial, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Rossby Financial, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Rossby Financial, LLC charge?**
Its Form ADV Part 2A brochure dated April 6, 2026 states: Asset-based fee: up to 2.5% of assets a year (the maximum the brochure states); Hourly rate: $100 to $1,000 an hour (financial planning and consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Rossby Financial, LLC located?**
Rossby Financial, LLC's principal office is in Melbourne, FL, according to its Form ADV; the August 2026 filing also lists 17 other offices (Schedule D, Section 1.F).

**Is Rossby Financial, LLC registered with the SEC or a state?**
Rossby Financial, LLC is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 324631.

**How much does Rossby Financial, LLC manage?**
Rossby Financial, LLC reports $854,779,566 in regulatory assets under management in its Form ADV filing dated July 31, 2026 (99% discretionary).

**How have Rossby Financial, LLC's assets and staff changed since 2023?**
In the Form ADV data for Rossby Financial, LLC: Regulatory assets under management: $0 in the October 2023 data and $854,779,566 in the October 2026 data. Total employees: 2 in October 2023 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Rossby Financial, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (3,659); high net worth individuals (238); pension and profit sharing plans (but not the plan participants or government pension plans) (11).

**Does Rossby Financial, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/324631

**Does Rossby Financial, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated April 6, 2026 says: "We do not impose a minimum account size or a minimum annual fee for investment management."

**What changed in Rossby Financial, LLC's recent Form ADV filings?**
In the August 2026 filing data: Added the business name Oak Stream Investment Advisors. Added the business name Lyon Financial Services. Added the business name AP Capital Advisory LLC. Added an office in Durham, NC. Added an office in Orleans, VT. Registered or notice-filed in TN, VT.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated April 6, 2026)

- Asset-based fee: up to 2.5% of assets a year (the maximum the brochure states)

> Our maximum management fee will not exceed 2.5% of the assets under management.

> Asset-Based Fees will not exceed 2.5% of the value of the client’s assets under our management.

- Account minimum: None

> We do not impose a minimum account size or a minimum annual fee for investment management.

- Hourly rate: $100 to $1,000 an hour (financial planning and consulting services)

> and/or a $100 to $1000 on an hourly basis, depending upon the scope and complexity of the services

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Regulatory assets under management (Item 5.F)
- Total: $854,779,566
- Discretionary: $844,293,948
- Non-discretionary: $10,485,618

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 3,659 | $684,227,774 |
| High net worth individuals | 238 | $161,181,859 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 11 | $9,181,777 |
| Corporations or other businesses not listed above | 2 | $188,156 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2023 (3 years)
- Employees: 7 total, 2 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AK, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, LA, MA, MD, ME, MI, MO, NC, NH, NJ, NM, NY, OH, OR, PA, SC, TN, TX, VA, VT, WA, WI, WV
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the August 2026 filing
- Anchorage, AK
- Augusta, GA
- Brighton, IN
- Carlsbad, CA
- Columbus, OH
- Durham, NC
- Fernandia Beach, FL
- Friendswood, TX
- Grinnell, IA
- Jacksonville, FL
- New Berlin, WI
- New Orleans, LA
- Orleans, VT
- Silver Spring, MD
- Upper Marlboro, MD
- Valencia, PA
- Woodlands, TX

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2023 | $0 | 2 | June 26, 2023 |
| October 2024 | $107,344,613 | 8 | September 26, 2024 |
| October 2025 | $358,627,117 | 4 | July 22, 2025 |
| October 2026 | $854,779,566 | 7 | July 31, 2026 |

Regulatory assets under management: $0 in the October 2023 data and $854,779,566 in the October 2026 data.
Total employees: 2 in October 2023 and 7 in October 2026.

## Changes in the filing (last 12 months)

### August 2026
- Added the business name Oak Stream Investment Advisors.
- Added the business name Lyon Financial Services.
- Added the business name AP Capital Advisory LLC.
- Added an office in Durham, NC.
- Added an office in Orleans, VT.
- Registered or notice-filed in TN, VT.

### June 2026
- Regulatory assets under management went from $565,987,673 to $854,779,566 (+51%).

### April 2026
- Regulatory assets under management went from $358,627,117 to $565,987,673 (+58%).
- Added the business name Praire Oak Wealth.
- Added the business name Osborn Wealth Management.
- Added the business name Sequence Asset Management.
- Added the business name Windward Financial Strategies.
- Added the business name Financial Strategies of Amelia.
- Added an office in Anchorage, AK.
- Added an office in Brighton, IN.
- Added an office in Fernandia Beach, FL.
- Added an office in Grinnell, IA.
- Added an office in New Orleans, LA.
- Added an office in Woodlands, TX.
- No longer lists an office in Plantation, FL.
- Updated its list of owners and control persons (Schedule A).

### January 2026
- Registered or notice-filed in AK, IA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Rossby Financial, LLC (CRD 324631): Form ADV filing data as of October 2026.