# ROI Financial

> ROI Financial is an SEC-registered investment advisory firm in Beaverton, OR, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 30, 2026.

- CRD: 160100
- Filed as: ROI FINANCIAL
- Legal name: ROI Financial Advisors, LLC
- Also doing business as: ROI FIN, ROI FINANCIAL
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Beaverton, OR
- Filing period: October 2026
- Form ADV filing dated: March 30, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/160100
- AdvisorCensus page: https://advisorcensus.com/firm/roi-financial-beaverton-or-160100

## Quick answers

**How is ROI Financial compensated?**
On its Form ADV (Item 5.E, October 2026), ROI Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is ROI Financial located?**
ROI Financial's principal office is in Beaverton, OR, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is ROI Financial registered with the SEC or a state?**
ROI Financial is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 160100.

**How much does ROI Financial manage?**
ROI Financial reports $264,156,070 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (97% discretionary).

**How have ROI Financial's assets and staff changed since 2021?**
In the Form ADV data for ROI Financial: Regulatory assets under management: $116,446,934 in the October 2021 data and $264,156,070 in the October 2026 data, up 127%. Total employees: 6 in October 2021 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does ROI Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (192); high net worth individuals (80); pension and profit sharing plans (but not the plan participants or government pension plans) (11).

**Which custodians does ROI Financial use?**
ROI Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does ROI Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/160100

**Does ROI Financial state an account minimum?**
Its Form ADV Part 2A brochure dated March 30, 2026 says: "There is no account minimum."

**What changed in ROI Financial's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 3 to 5. Regulatory assets under management went from $220,506,423 to $264,156,070 (+20%). Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 30, 2026)

- Account minimum: None

> There is no account minimum.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $264,156,070
- Discretionary: $256,652,118
- Non-discretionary: $7,503,952

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 192 | $50,920,339 |
| High net worth individuals | 80 | $205,731,779 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 11 | $7,503,952 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2021 (5 years)
- Employees: 8 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, OR, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Clackamas, OR

### Websites listed on Form ADV (Item 1.I)
- roi-fa.com
- Facebook @ROIFINANCIALADVISORSLLC
- Instagram @roifinancial
- LinkedIn @roi-financial

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $116,446,934 | 6 | July 8, 2021 |
| October 2022 | $137,668,107 | 7 | March 21, 2022 |
| October 2023 | $126,162,601 | 8 | September 20, 2023 |
| October 2024 | $161,571,742 | 9 | September 26, 2024 |
| October 2025 | $220,506,423 | 8 | March 24, 2025 |
| October 2026 | $264,156,070 | 8 | March 30, 2026 |

Regulatory assets under management: $116,446,934 in the October 2021 data and $264,156,070 in the October 2026 data, up 127%.
Total employees: 6 in October 2021 and 8 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 3 to 5.
- Regulatory assets under management went from $220,506,423 to $264,156,070 (+20%).
- Updated its list of owners and control persons (Schedule A).

### February 2026
- No longer lists an office in Lake Oswego, OR.
- No longer lists an office in Portland, OR.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. ROI Financial (CRD 160100): Form ADV filing data as of October 2026.