# RLMS Business Consultants

> RLMS Business Consultants is a state-registered investment advisory firm, registered since 2004, reporting under $25 million in regulatory assets under management in its Form ADV filing dated January 2, 2026.

- CRD: 130602
- Filed as: RLMS BUSINESS CONSULTANTS
- Legal name: Biniak, Richard Lawrence JR
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Registered in Maryland
- Filing period: October 2026
- Form ADV filing dated: January 2, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/130602
- AdvisorCensus page: https://advisorcensus.com/firm/rlms-business-consultants-130602

## Quick answers

**How is RLMS Business Consultants compensated?**
On its Form ADV (Item 5.E, October 2026), RLMS Business Consultants reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**Is RLMS Business Consultants registered with the SEC or a state?**
RLMS Business Consultants is a state-registered investment advisory firm, registered since 2004. Status as filed: APPROVED. CRD 130602.

**How much does RLMS Business Consultants manage?**
RLMS Business Consultants reports $9,500,000 in regulatory assets under management in its Form ADV filing dated January 2, 2026 (100% discretionary).

**What types of clients does RLMS Business Consultants serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (12).

**Does RLMS Business Consultants report any disciplinary disclosures?**
Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/130602

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Regulatory assets under management (Item 5.F)
- Total: $9,500,000
- Discretionary: $9,500,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 12 | $9,500,000 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2004 (22 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: MD
- Disclosures (Item 11): Reports 1 disclosure item on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/130602

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. RLMS Business Consultants (CRD 130602): Form ADV filing data as of October 2026.