# River City Wealth Management

> River City Wealth Management is an SEC-registered investment advisory firm in Jacksonville, FL, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 1, 2026.

- CRD: 314312
- Filed as: RIVER CITY WEALTH MANAGEMENT
- Legal name: RCW Management, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Jacksonville, FL
- Filing period: October 2026
- Form ADV filing dated: July 1, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/314312
- AdvisorCensus page: https://advisorcensus.com/firm/river-city-wealth-management-jacksonville-fl-314312

## Quick answers

**How is River City Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), River City Wealth Management reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does River City Wealth Management charge?**
Its Form ADV Part 2A brochure dated February 17, 2026 states: Asset-based fee: 1% to 1.5% a year (a range, as the brochure states it); Hourly rate: $250 to $500 an hour (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is River City Wealth Management located?**
River City Wealth Management's principal office is in Jacksonville, FL, according to its Form ADV.

**Is River City Wealth Management registered with the SEC or a state?**
River City Wealth Management is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 314312.

**How much does River City Wealth Management manage?**
River City Wealth Management reports $179,631,771 in regulatory assets under management in its Form ADV filing dated July 1, 2026 (100% discretionary).

**How have River City Wealth Management's assets and staff changed since 2021?**
In the Form ADV data for River City Wealth Management: Regulatory assets under management: $122,911,694 in the October 2021 data and $179,631,771 in the October 2026 data, up 46%. Total employees: 3 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does River City Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (74); high net worth individuals (54).

**Which custodians does River City Wealth Management use?**
River City Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does River City Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/314312

**What changed in River City Wealth Management's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $151,679,313 to $179,631,771 (+18%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 17, 2026)

- Asset-based fee: 1% to 1.5% a year (a range, as the brochure states it)

> Fees typically range from 1.00% to 1.50% annually.

- Hourly rate: $250 to $500 an hour (financial planning services)

> River City Wealth Management charges an hourly fee that ranges from $250 to $500 per hour for financial planning services.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $179,631,771
- Discretionary: $179,631,771
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 74 | $37,813,532 |
| High net worth individuals | 54 | $141,818,239 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2021 (5 years)
- Employees: 4 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- rivercitywealth.com
- Facebook @RIVERCITYWEALTH
- LinkedIn @RIVER-CITY-WEALTH-MANAGEMENT

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $122,911,694 | 3 | September 23, 2021 |
| October 2022 | $126,072,169 | 3 | June 16, 2022 |
| October 2023 | $114,967,083 | 4 | February 8, 2023 |
| October 2024 | $133,582,938 | 4 | May 14, 2024 |
| October 2025 | $151,679,313 | 4 | February 27, 2025 |
| October 2026 | $179,631,771 | 4 | July 1, 2026 |

Regulatory assets under management: $122,911,694 in the October 2021 data and $179,631,771 in the October 2026 data, up 46%.
Total employees: 3 in October 2021 and 4 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $151,679,313 to $179,631,771 (+18%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. River City Wealth Management (CRD 314312): Form ADV filing data as of October 2026.