# Richards Financial Planning, LLC

> Richards Financial Planning, LLC is a state-registered investment advisory firm in Houston, TX, registered since 2020, reporting under $25 million in regulatory assets under management in its Form ADV filing dated October 27, 2025.

- CRD: 306087
- Filed as: RICHARDS FINANCIAL PLANNING, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Houston, TX
- Filing period: October 2026
- Form ADV filing dated: October 27, 2025
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/306087
- AdvisorCensus page: https://advisorcensus.com/firm/richards-financial-planning-llc-houston-tx-306087

## Quick answers

**How is Richards Financial Planning, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Richards Financial Planning, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; other.

**Where is Richards Financial Planning, LLC located?**
Richards Financial Planning, LLC's principal office is in Houston, TX, according to its Form ADV.

**Is Richards Financial Planning, LLC registered with the SEC or a state?**
Richards Financial Planning, LLC is a state-registered investment advisory firm, registered since 2020. Status as filed: APPROVED. CRD 306087.

**How much does Richards Financial Planning, LLC manage?**
Richards Financial Planning, LLC reports $329,619 in regulatory assets under management in its Form ADV filing dated October 27, 2025 (0% discretionary).

**What types of clients does Richards Financial Planning, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (2).

**Does Richards Financial Planning, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/306087

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Other

### Regulatory assets under management (Item 5.F)
- Total: $329,619
- Discretionary: $0
- Non-discretionary: $329,619

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 2 | $329,619 |
| High net worth individuals | 0 | $0 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | Fewer than 5 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2020 (6 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- richardsfinancialplanning.com

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Richards Financial Planning, LLC (CRD 306087): Form ADV filing data as of October 2026.