# Richard Young Advisors

> Richard Young Advisors is an SEC-registered investment advisory firm in Augusta, GA, registered since 2009, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated February 12, 2026.

- CRD: 126124
- Filed as: RICHARD YOUNG ADVISORS
- Legal name: Richard Young Associates, Ltd.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Augusta, GA
- Filing period: October 2026
- Form ADV filing dated: February 12, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/126124
- AdvisorCensus page: https://advisorcensus.com/firm/richard-young-advisors-augusta-ga-126124

## Quick answers

**How is Richard Young Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Richard Young Advisors reports these compensation arrangements: a percentage of assets under its management.

**How much does Richard Young Advisors charge?**
Its Form ADV Part 2A brochure dated February 12, 2026 states: Up to $500,000: 1.45% a year; $500,000 to $1,000,000: 0.85% a year; $1,000,000 to $4,000,000: 0.65% a year; Above $4,000,000: 0.5% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Richard Young Advisors located?**
Richard Young Advisors' principal office is in Augusta, GA, according to its Form ADV; the March 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Richard Young Advisors registered with the SEC or a state?**
Richard Young Advisors is an SEC-registered investment advisory firm, registered since 2009. Status as filed: Approved. CRD 126124.

**How much does Richard Young Advisors manage?**
Richard Young Advisors reports $1,195,344,742 in regulatory assets under management in its Form ADV filing dated February 12, 2026 (100% discretionary).

**How have Richard Young Advisors' assets and staff changed since 2021?**
In the Form ADV data for Richard Young Advisors: Regulatory assets under management: $531,249,276 in the October 2021 data and $1,195,344,742 in the October 2026 data, up 125%. Total employees: 12 in October 2021 and 16 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Richard Young Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,608); high net worth individuals (332).

**Which custodians does Richard Young Advisors use?**
Richard Young Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Richard Young Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/126124

**What changed in Richard Young Advisors' recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $972,379,424 to $1,195,344,742 (+23%). Registered or notice-filed in CA, CO, NE.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated February 12, 2026)

- Up to $500,000: 1.45% a year
- $500,000 to $1,000,000: 0.85% a year
- $1,000,000 to $4,000,000: 0.65% a year
- Above $4,000,000: 0.5% a year

> The first $500,000 1.45 % The next $500,000 0.85 % The next $3,000,000 0.65 % Over $4,000,000 0.50 %

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,195,344,742
- Discretionary: $1,195,344,742
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 1,608 | $453,300,120 |
| High net worth individuals | 332 | $734,553,113 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $6,902,699 |
| Charitable organizations | Fewer than 5 | $255,740 |
| Corporations or other businesses not listed above | Fewer than 5 | $333,070 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2009 (17 years)
- Employees: 16 total, 8 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, CA, CO, FL, GA, IL, NC, NE, PA, SC, TN, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the March 2026 filing
- North Augusta, SC

### Websites listed on Form ADV (Item 1.I)
- investrya.com
- moneymd.net
- moneymd.podbean.com
- vimeo.com/user34969868
- Facebook @MONEYMD.RYA
- LinkedIn @richard-young-associates-ltd.
- X @MONEY_MD_

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $531,249,276 | 12 | April 5, 2021 |
| October 2022 | $683,202,076 | 12 | February 24, 2022 |
| October 2023 | $683,802,030 | 13 | May 16, 2023 |
| October 2024 | $837,480,766 | 15 | February 28, 2024 |
| October 2025 | $972,379,424 | 16 | July 10, 2025 |
| October 2026 | $1,195,344,742 | 16 | February 12, 2026 |

Regulatory assets under management: $531,249,276 in the October 2021 data and $1,195,344,742 in the October 2026 data, up 125%.
Total employees: 12 in October 2021 and 16 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $972,379,424 to $1,195,344,742 (+23%).
- Registered or notice-filed in CA, CO, NE.

### January 2026
- No longer registered or notice-filed in CA, KY, LA, MD, WA.

### November 2025
- Added an office in North Augusta, SC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Richard Young Advisors (CRD 126124): Form ADV filing data as of October 2026.