{
  "crd_number": 126124,
  "slug": "richard-young-advisors-augusta-ga-126124",
  "primary_business_name": "RICHARD YOUNG ADVISORS",
  "legal_name": "RICHARD YOUNG ASSOCIATES, LTD.",
  "dbas": [],
  "city": "Augusta",
  "state": "GA",
  "country": "United States",
  "cbsa_code": "12260",
  "metro": {
    "cbsa_code": "12260",
    "common_name": "Augusta",
    "msa_name": "Augusta-Richmond County, GA-SC",
    "path": "/advisors/ga/augusta"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2009-06-22",
  "years_registered": 17,
  "period": "2026-10-01",
  "filing_date": "2026-02-12",
  "carried_forward": false,
  "raum_total": 1195344742.0,
  "raum_discretionary": 1195344742.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "1b_5b",
  "raum_band_label": "$1 billion to $5 billion",
  "total_employees": 16,
  "advisory_employees": 8,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 255740.0,
      "count": null,
      "fewer_than_5": true
    },
    "individuals": {
      "raum": 453300120.0,
      "count": 1608
    },
    "pension_profit_sharing": {
      "raum": 6902699.0,
      "count": null,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 734553113.0,
      "count": 332
    },
    "corporations_other_businesses": {
      "raum": 333070.0,
      "count": null,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AL",
    "CA",
    "CO",
    "FL",
    "GA",
    "IL",
    "NC",
    "NE",
    "PA",
    "SC",
    "TN",
    "TX",
    "VA"
  ],
  "websites": [
    "https://facebook.com/PG/MONEYMD.RYA/ABOUT",
    "https://investrya.com",
    "https://linkedin.com/company/richard-young-associates-ltd./about",
    "https://moneymd.net",
    "https://moneymd.podbean.com",
    "https://twitter.com/MONEY_MD_",
    "https://vimeo.com/user34969868"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/126124",
  "city_as_filed": "AUGUSTA",
  "url": "https://advisorcensus.com/firm/richard-young-advisors-augusta-ga-126124",
  "display_name": "Richard Young Advisors",
  "summary": "Richard Young Advisors is an SEC-registered investment advisory firm in Augusta, GA, registered since 2009, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated February 12, 2026.",
  "citation": "AdvisorCensus. Richard Young Advisors (CRD 126124): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Richard Young Advisors compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Richard Young Advisors reports these compensation arrangements: a percentage of assets under its management."
    },
    {
      "q": "What does Richard Young Advisors' brochure say about its fees?",
      "a": "Its Form ADV Part 2A brochure dated February 12, 2026 states: Up to $500,000: 1.45% a year; $500,000 to $1,000,000: 0.85% a year; $1,000,000 to $4,000,000: 0.65% a year; Above $4,000,000: 0.5% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Richard Young Advisors located?",
      "a": "Richard Young Advisors' principal office is in Augusta, GA, according to its Form ADV; the March 2026 filing also lists 1 other office (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Richard Young Advisors registered with the SEC or a state?",
      "a": "Richard Young Advisors is an SEC-registered investment advisory firm, registered since 2009. Status as filed: Approved. CRD 126124."
    },
    {
      "q": "How much does Richard Young Advisors manage?",
      "a": "Richard Young Advisors reports $1,195,344,742 in regulatory assets under management in its Form ADV filing dated February 12, 2026 (100% discretionary)."
    },
    {
      "q": "How have Richard Young Advisors' assets and staff changed since 2021?",
      "a": "In the Form ADV data for Richard Young Advisors: Regulatory assets under management: $531,249,276 in the October 2021 data and $1,195,344,742 in the October 2026 data, up 125%. Total employees: 12 in October 2021 and 16 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Richard Young Advisors serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,608); high net worth individuals (332)."
    },
    {
      "q": "Which custodians does Richard Young Advisors use?",
      "a": "Richard Young Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Richard Young Advisors report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/126124"
    },
    {
      "q": "What changed in Richard Young Advisors' recent Form ADV filings?",
      "a": "In the March 2026 filing data: Regulatory assets under management went from $972,379,424 to $1,195,344,742 (+23%). Registered or notice-filed in CA, CO, NE."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 531249276.0,
      "total_employees": 12,
      "filing_date": "2021-04-05"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 683202076.0,
      "total_employees": 12,
      "filing_date": "2022-02-24"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 683802030.0,
      "total_employees": 13,
      "filing_date": "2023-05-16"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 837480766.0,
      "total_employees": 15,
      "filing_date": "2024-02-28"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 972379424.0,
      "total_employees": 16,
      "filing_date": "2025-07-10"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 1195344742.0,
      "total_employees": 16,
      "filing_date": "2026-02-12"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Regulatory assets under management went from $972,379,424 to $1,195,344,742 (+23%).",
        "Registered or notice-filed in CA, CO, NE."
      ]
    },
    {
      "period": "2026-01-01",
      "period_label": "January 2026",
      "notes": [
        "No longer registered or notice-filed in CA, KY, LA, MD, WA."
      ]
    },
    {
      "period": "2025-11-01",
      "period_label": "November 2025",
      "notes": [
        "Added an office in North Augusta, SC."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated February 12, 2026",
    "tiers": [
      {
        "band": "Up to $500,000",
        "rate": "1.45%"
      },
      {
        "band": "$500,000 to $1,000,000",
        "rate": "0.85%"
      },
      {
        "band": "$1,000,000 to $4,000,000",
        "rate": "0.65%"
      },
      {
        "band": "Above $4,000,000",
        "rate": "0.5%"
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $500,000: 1.45% a year",
          "$500,000 to $1,000,000: 0.85% a year",
          "$1,000,000 to $4,000,000: 0.65% a year",
          "Above $4,000,000: 0.5% a year"
        ],
        "quotes": [
          "The first $500,000 1.45 % The next $500,000 0.85 % The next $3,000,000 0.65 % Over $4,000,000 0.50 %"
        ]
      }
    ],
    "quotes": [
      "The first $500,000 1.45 % The next $500,000 0.85 % The next $3,000,000 0.65 % Over $4,000,000 0.50 %"
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/richard-young-advisors-augusta-ga-126124.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 1608,
      "fewer_than_5": false,
      "raum": 453300120.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 332,
      "fewer_than_5": false,
      "raum": 734553113.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": null,
      "fewer_than_5": true,
      "raum": 6902699.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": null,
      "fewer_than_5": true,
      "raum": 255740.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": null,
      "fewer_than_5": true,
      "raum": 333070.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/126124",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}