# RIA Advisors

> RIA Advisors is an SEC-registered investment advisory firm in Houston, TX, registered since 2013, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated July 16, 2026.

- CRD: 150661
- Filed as: RIA ADVISORS
- Legal name: Clarity Financial, LLC
- Also doing business as: RIA ADVISORS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Houston, TX
- Filing period: October 2026
- Form ADV filing dated: July 16, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/150661
- AdvisorCensus page: https://advisorcensus.com/firm/ria-advisors-houston-tx-150661

## Quick answers

**How is RIA Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), RIA Advisors reports these compensation arrangements: a percentage of assets under its management; subscription fees (for a newsletter or periodical); fixed fees (other than subscription fees).

**Where is RIA Advisors located?**
RIA Advisors' principal office is in Houston, TX, according to its Form ADV; the August 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is RIA Advisors registered with the SEC or a state?**
RIA Advisors is an SEC-registered investment advisory firm, registered since 2013. Status as filed: Approved. CRD 150661.

**How much does RIA Advisors manage?**
RIA Advisors reports $1,840,574,021 in regulatory assets under management in its Form ADV filing dated July 16, 2026 (96% discretionary).

**How have RIA Advisors' assets and staff changed since 2021?**
In the Form ADV data for RIA Advisors: Regulatory assets under management: $1,013,824,632 in the October 2021 data and $1,840,574,021 in the October 2026 data, up 82%. Total employees: 18 in October 2021 and 17 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does RIA Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (801); high net worth individuals (434); other investment advisers (113).

**Which custodians does RIA Advisors use?**
RIA Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does RIA Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/150661

**Does RIA Advisors state an account minimum?**
Its Form ADV Part 2A brochure dated May 13, 2026 says: "The Adviser requires a $15,000 account minimum, waivable at its discretion."

**What changed in RIA Advisors' recent Form ADV filings?**
In the August 2026 filing data: Employees performing advisory functions went from 16 to 17.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Subscription fees (for a newsletter or periodical)
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated May 13, 2026)

- Account minimum: $15,000 (the brochure says it may be waived or negotiated)

> The Adviser requires a $15,000 account minimum, waivable at its discretion.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,840,574,021
- Discretionary: $1,764,332,501
- Non-discretionary: $76,241,520

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 801 | $369,458,496 |
| High net worth individuals | 434 | $1,413,613,031 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 1 | $103,737 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 18 | $11,598,462 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 113 | $45,800,295 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Educational seminars/workshops

### Firm details
- Registered since: 2013 (13 years)
- Employees: 17 total, 17 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, AR, AZ, CA, CO, CT, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the August 2026 filing
- Bethesda, MD

### Websites listed on Form ADV (Item 1.I)
- realinvestmentadvice.com
- riaadvisors.com
- soundcloud.com/the-lance-roberts-show
- Facebook @RIAAdvisors
- Facebook @RealInvestmentAdvice
- Facebook @TheLanceRobertsShow
- Facebook @brent.clanton
- Facebook @connie.mack
- Facebook @craig.severin
- Facebook @dannyratliff
- Facebook @frank.marrone.3
- Facebook @lance.roberts.73345
- Facebook @michaellebowitz720
- Facebook @realinvestmentnews
- Facebook @richard.rosso.7127
- Facebook @rrosso
- Instagram @moneymuse64
- Instagram @ratliff_danny
- Instagram @thelancerobertsshow
- LinkedIn @brentclanton
- LinkedIn @chris-larochelle
- LinkedIn @connie-mack-79670712
- LinkedIn @craig-severin-cfp
- LinkedIn @danny-ratliff-cfp®-chfc®-0b9b17114
- LinkedIn @diana-williams-mba-54725611
- LinkedIn @karen-roan-mcclure-ab895b15b
- LinkedIn @michael-lebowitz-cfa-a556696
- LinkedIn @realinvestmentadvice
- LinkedIn @richard-rosso-ms-cfp-cima-8368351
- LinkedIn @samanthasamolu
- X @ContactClarity
- X @LanceRoberts
- X @brentclanton
- X @michaellebowitz
- X @ratliff_danny
- X @rr0710
- YouTube @UCM513WGPVJwH-oLNqiqEKIw
- YouTube @UCXVMMgEidXlrTM1coedg70A

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $1,013,824,632 | 18 | June 8, 2021 |
| October 2022 | $1,203,277,927 | 22 | September 29, 2022 |
| October 2023 | $1,104,056,685 | 13 | September 27, 2023 |
| October 2024 | $1,239,415,376 | 14 | May 15, 2024 |
| October 2025 | $1,530,453,633 | 15 | July 17, 2025 |
| October 2026 | $1,840,574,021 | 17 | July 16, 2026 |

Regulatory assets under management: $1,013,824,632 in the October 2021 data and $1,840,574,021 in the October 2026 data, up 82%.
Total employees: 18 in October 2021 and 17 in October 2026.

## Changes in the filing (last 12 months)

### August 2026
- Employees performing advisory functions went from 16 to 17.

### June 2026
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Regulatory assets under management went from $1,530,453,633 to $1,840,574,021 (+20%).
- Registered or notice-filed in NH.

### December 2025
- Employees performing advisory functions went from 15 to 16.
- Registered or notice-filed in KS, KY, TN.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. RIA Advisors (CRD 150661): Form ADV filing data as of October 2026.