# Reyes Financial Architecture Inc.

> Reyes Financial Architecture Inc. is an SEC-registered investment advisory firm in San Diego, CA, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 12, 2026.

- CRD: 153194
- Filed as: REYES FINANCIAL ARCHITECTURE INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: San Diego, CA
- Filing period: October 2026
- Form ADV filing dated: March 12, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/153194
- AdvisorCensus page: https://advisorcensus.com/firm/reyes-financial-architecture-inc-san-diego-ca-153194

## Quick answers

**How is Reyes Financial Architecture Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Reyes Financial Architecture Inc. reports these compensation arrangements: a percentage of assets under its management.

**What does Reyes Financial Architecture Inc.'s brochure say about its fees?**
Its Form ADV Part 2A brochure dated March 12, 2026 states: Up to $500,000: 2.45% a year; $500,001 to $1,500,000: 1.95% a year; $1,500,001 to $2,500,000: 1.75% a year; Above $2,500,001: 1.5% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Reyes Financial Architecture Inc. located?**
Reyes Financial Architecture Inc.'s principal office is in San Diego, CA, according to its Form ADV.

**Is Reyes Financial Architecture Inc. registered with the SEC or a state?**
Reyes Financial Architecture Inc. is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 153194.

**How much does Reyes Financial Architecture Inc. manage?**
Reyes Financial Architecture Inc. reports $196,182,788 in regulatory assets under management in its Form ADV filing dated March 12, 2026 (100% discretionary).

**How have Reyes Financial Architecture Inc.'s assets and staff changed since 2022?**
In the Form ADV data for Reyes Financial Architecture Inc.: Regulatory assets under management: $100,765,130 in the October 2022 data and $196,182,788 in the October 2026 data, up 95%. Total employees: 4 in October 2022 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Reyes Financial Architecture Inc. serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (117); individuals (other than high net worth individuals) (53).

**Which custodians does Reyes Financial Architecture Inc. use?**
Reyes Financial Architecture Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Reyes Financial Architecture Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/153194

**Does Reyes Financial Architecture Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 12, 2026 says: "RFA typically requires a minimum of $1,000,000 to open an account. Under certain circumstances, RFA will negotiate this minimum at its discretion."

**What changed in Reyes Financial Architecture Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $156,788,344 to $196,182,788 (+25%). Registered or notice-filed in MD.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated March 12, 2026)

- Up to $500,000: 2.45% a year
- $500,001 to $1,500,000: 1.95% a year
- $1,500,001 to $2,500,000: 1.75% a year
- Above $2,500,001: 1.5% a year

> RFA generally charges a quarterly asset management fee based on the account’s assets under management (“AUM”) based on the following annual percentages: Assets Under Management Annual Advisory Fee Below $500,000 2.45% $500,001 to $1,500,000 1.95% $1,500,001 to $2,500,000 1.75% Over $2,500,001 1.50%

- Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)

> RFA typically requires a minimum of $1,000,000 to open an account. Under certain circumstances, RFA will negotiate this minimum at its discretion.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $196,182,788
- Discretionary: $196,182,788
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 53 | $20,097,591 |
| High net worth individuals | 117 | $176,085,197 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2022 (4 years)
- Employees: 5 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, MD
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- reyesplan.com
- Facebook @reyesfinancialarchitecture

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $100,765,130 | 4 | April 22, 2022 |
| October 2023 | $115,579,680 | 4 | August 25, 2023 |
| October 2024 | $134,715,155 | 5 | March 5, 2024 |
| October 2025 | $156,788,344 | 5 | March 24, 2025 |
| October 2026 | $196,182,788 | 5 | March 12, 2026 |

Regulatory assets under management: $100,765,130 in the October 2022 data and $196,182,788 in the October 2026 data, up 95%.
Total employees: 4 in October 2022 and 5 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $156,788,344 to $196,182,788 (+25%).
- Registered or notice-filed in MD.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Reyes Financial Architecture Inc. (CRD 153194): Form ADV filing data as of October 2026.