{
  "crd_number": 153194,
  "slug": "reyes-financial-architecture-inc-san-diego-ca-153194",
  "primary_business_name": "REYES FINANCIAL ARCHITECTURE INC.",
  "legal_name": "REYES FINANCIAL ARCHITECTURE INC.",
  "dbas": [],
  "city": "San Diego",
  "state": "CA",
  "country": "United States",
  "cbsa_code": "41740",
  "metro": {
    "cbsa_code": "41740",
    "common_name": "San Diego",
    "msa_name": "San Diego-Chula Vista-Carlsbad, CA",
    "path": "/advisors/ca/san-diego"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2022-05-25",
  "years_registered": 4,
  "period": "2026-10-01",
  "filing_date": "2026-03-12",
  "carried_forward": false,
  "raum_total": 196182788.0,
  "raum_discretionary": 196182788.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 5,
  "advisory_employees": 4,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 20097591.0,
      "count": 53
    },
    "high_net_worth_individuals": {
      "raum": 176085197.0,
      "count": 117
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "MD"
  ],
  "websites": [
    "https://facebook.com/reyesfinancialarchitecture",
    "https://reyesplan.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/153194",
  "city_as_filed": "SAN DIEGO",
  "url": "https://advisorcensus.com/firm/reyes-financial-architecture-inc-san-diego-ca-153194",
  "display_name": "Reyes Financial Architecture Inc.",
  "summary": "Reyes Financial Architecture Inc. is an SEC-registered investment advisory firm in San Diego, CA, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 12, 2026.",
  "citation": "AdvisorCensus. Reyes Financial Architecture Inc. (CRD 153194): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Reyes Financial Architecture Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Reyes Financial Architecture Inc. reports these compensation arrangements: a percentage of assets under its management."
    },
    {
      "q": "How much does Reyes Financial Architecture Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated March 12, 2026 states: Up to $500,000: 2.45% a year; $500,001 to $1,500,000: 1.95% a year; $1,500,001 to $2,500,000: 1.75% a year; Above $2,500,001: 1.5% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Reyes Financial Architecture Inc. located?",
      "a": "Reyes Financial Architecture Inc.'s principal office is in San Diego, CA, according to its Form ADV."
    },
    {
      "q": "Is Reyes Financial Architecture Inc. registered with the SEC or a state?",
      "a": "Reyes Financial Architecture Inc. is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 153194."
    },
    {
      "q": "How much does Reyes Financial Architecture Inc. manage?",
      "a": "Reyes Financial Architecture Inc. reports $196,182,788 in regulatory assets under management in its Form ADV filing dated March 12, 2026 (100% discretionary)."
    },
    {
      "q": "How have Reyes Financial Architecture Inc.'s assets and staff changed since 2022?",
      "a": "In the Form ADV data for Reyes Financial Architecture Inc.: Regulatory assets under management: $100,765,130 in the October 2022 data and $196,182,788 in the October 2026 data, up 95%. Total employees: 4 in October 2022 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Reyes Financial Architecture Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (117); individuals (other than high net worth individuals) (53)."
    },
    {
      "q": "Which custodians does Reyes Financial Architecture Inc. use?",
      "a": "Reyes Financial Architecture Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Reyes Financial Architecture Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/153194"
    },
    {
      "q": "Does Reyes Financial Architecture Inc. state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 12, 2026 says: \"RFA typically requires a minimum of $1,000,000 to open an account. Under certain circumstances, RFA will negotiate this minimum at its discretion.\""
    },
    {
      "q": "What changed in Reyes Financial Architecture Inc.'s recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $156,788,344 to $196,182,788 (+25%). Registered or notice-filed in MD."
    }
  ],
  "filing_history": [
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 100765130.0,
      "total_employees": 4,
      "filing_date": "2022-04-22"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 115579680.0,
      "total_employees": 4,
      "filing_date": "2023-08-25"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 134715155.0,
      "total_employees": 5,
      "filing_date": "2024-03-05"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 156788344.0,
      "total_employees": 5,
      "filing_date": "2025-03-24"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 196182788.0,
      "total_employees": 5,
      "filing_date": "2026-03-12"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $156,788,344 to $196,182,788 (+25%).",
        "Registered or notice-filed in MD."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 12, 2026",
    "provided_by_the_firm": false,
    "tiers": [
      {
        "band": "Up to $500,000",
        "rate": "2.45%"
      },
      {
        "band": "$500,001 to $1,500,000",
        "rate": "1.95%"
      },
      {
        "band": "$1,500,001 to $2,500,000",
        "rate": "1.75%"
      },
      {
        "band": "Above $2,500,001",
        "rate": "1.5%"
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$1,000,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [],
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $500,000: 2.45% a year",
          "$500,001 to $1,500,000: 1.95% a year",
          "$1,500,001 to $2,500,000: 1.75% a year",
          "Above $2,500,001: 1.5% a year"
        ],
        "quotes": [
          "RFA generally charges a quarterly asset management fee based on the account’s assets under management (“AUM”) based on the following annual percentages: Assets Under Management Annual Advisory Fee Below $500,000 2.45% $500,001 to $1,500,000 1.95% $1,500,001 to $2,500,000 1.75% Over $2,500,001 1.50%"
        ]
      },
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "RFA typically requires a minimum of $1,000,000 to open an account. Under certain circumstances, RFA will negotiate this minimum at its discretion."
        ]
      }
    ],
    "values": {
      "tiers": [
        {
          "min": 0.0,
          "max": 500000.0,
          "rate_pct": 2.45
        },
        {
          "min": 500001.0,
          "max": 1500000.0,
          "rate_pct": 1.95
        },
        {
          "min": 1500001.0,
          "max": 2500000.0,
          "rate_pct": 1.75
        },
        {
          "min": 2500001.0,
          "max": null,
          "rate_pct": 1.5
        }
      ],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 1000000.0,
      "minimum_annual_fee": null,
      "planning": []
    },
    "quotes": [
      "RFA generally charges a quarterly asset management fee based on the account’s assets under management (“AUM”) based on the following annual percentages: Assets Under Management Annual Advisory Fee Below $500,000 2.45% $500,001 to $1,500,000 1.95% $1,500,001 to $2,500,000 1.75% Over $2,500,001 1.50%",
      "RFA typically requires a minimum of $1,000,000 to open an account. Under certain circumstances, RFA will negotiate this minimum at its discretion."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    },
    {
      "name": "Fidelity Brokerage Services LLC",
      "name_as_filed": "FIDELITY BROKERAGE SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/reyes-financial-architecture-inc-san-diego-ca-153194.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 53,
      "fewer_than_5": false,
      "raum": 20097591.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 117,
      "fewer_than_5": false,
      "raum": 176085197.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/153194",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}