# Retireright Consulting Group

> Retireright Consulting Group is an SEC-registered investment advisory firm in West des Moines, IA, registered since 2019, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 27, 2026.

- CRD: 300925
- Filed as: RETIRERIGHT CONSULTING GROUP
- Legal name: Retireright, LLC
- Also doing business as: BAC FINANCIAL SERVICES, PREMIER INVESTMENT SERVICES, RETIRERIGHT CONSULTING GROUP
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: West des Moines, IA
- Filing period: October 2026
- Form ADV filing dated: March 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/300925
- AdvisorCensus page: https://advisorcensus.com/firm/retireright-consulting-group-west-des-moines-ia-300925

## Quick answers

**How is Retireright Consulting Group compensated?**
On its Form ADV (Item 5.E, October 2026), Retireright Consulting Group reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**What does Retireright Consulting Group's brochure say about its fees?**
Its Form ADV Part 2A brochure dated March 26, 2026 states: Asset-based fee: up to 2% of assets a year (the maximum the brochure states). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Retireright Consulting Group located?**
Retireright Consulting Group's principal office is in West des Moines, IA, according to its Form ADV; the April 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Retireright Consulting Group registered with the SEC or a state?**
Retireright Consulting Group is an SEC-registered investment advisory firm, registered since 2019. Status as filed: Approved. CRD 300925.

**How much does Retireright Consulting Group manage?**
Retireright Consulting Group reports $561,129,249 in regulatory assets under management in its Form ADV filing dated March 27, 2026 (39% discretionary).

**How have Retireright Consulting Group's assets and staff changed since 2021?**
In the Form ADV data for Retireright Consulting Group: Regulatory assets under management: $509,667,842 in the October 2021 data and $561,129,249 in the October 2026 data, up 10%. Total employees: 4 in October 2021 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Retireright Consulting Group serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (289); high net worth individuals (166); pension and profit sharing plans (but not the plan participants or government pension plans) (38).

**Which custodians does Retireright Consulting Group use?**
Retireright Consulting Group's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists LPL Financial LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Retireright Consulting Group report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/300925

**What changed in Retireright Consulting Group's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 3 to 5. Regulatory assets under management went from $658,685,810 to $561,129,249 (-15%). Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 26, 2026)

- Asset-based fee: up to 2% of assets a year (the maximum the brochure states)

> Investment advisory fees are based on the scope and complexity of an account the degree of expertise required and the amount of time required but generally do not exceed an annualized rate of 2%.

> The fee for Retirement Plan Consulting will generally not exceed 1% of plan assets under management.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- LPL Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $561,129,249
- Discretionary: $220,749,869
- Non-discretionary: $340,379,380

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 289 | $60,019,763 |
| High net worth individuals | 166 | $153,258,226 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 38 | $345,423,359 |
| Charitable organizations | 5 | $2,375,820 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 2 | $52,081 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2019 (7 years)
- Employees: 5 total, 5 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: FL, IA, LA, MI, MN, NE, TX, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Dubuque, IA
- West des Moines, IA

### Websites listed on Form ADV (Item 1.I)
- premierbanking.bank
- uretireright.com
- LinkedIn @brianormord
- LinkedIn @dan-kinney-aif
- LinkedIn @dirkdixonaif@EA
- X @henrykinney63
- X @kman4015

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $509,667,842 | 4 | April 15, 2021 |
| October 2022 | $599,359,006 | 4 | March 10, 2022 |
| October 2023 | $504,547,358 | 4 | April 3, 2023 |
| October 2024 | $585,779,060 | 4 | July 30, 2024 |
| October 2025 | $658,685,810 | 4 | April 11, 2025 |
| October 2026 | $561,129,249 | 5 | March 27, 2026 |

Regulatory assets under management: $509,667,842 in the October 2021 data and $561,129,249 in the October 2026 data, up 10%.
Total employees: 4 in October 2021 and 5 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 3 to 5.
- Regulatory assets under management went from $658,685,810 to $561,129,249 (-15%).
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Retireright Consulting Group (CRD 300925): Form ADV filing data as of October 2026.