# Retiremitten Financial LLC

> Retiremitten Financial LLC is an SEC-registered investment advisory firm in Clarkston, MI, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 16, 2026.

- CRD: 300779
- Filed as: RETIREMITTEN FINANCIAL LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Clarkston, MI
- Filing period: October 2026
- Form ADV filing dated: September 16, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/300779
- AdvisorCensus page: https://advisorcensus.com/firm/retiremitten-financial-llc-clarkston-mi-300779

## Quick answers

**How is Retiremitten Financial LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Retiremitten Financial LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is Retiremitten Financial LLC located?**
Retiremitten Financial LLC's principal office is in Clarkston, MI, according to its Form ADV; the October 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Retiremitten Financial LLC registered with the SEC or a state?**
Retiremitten Financial LLC is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 300779.

**How much does Retiremitten Financial LLC manage?**
Retiremitten Financial LLC reports $213,801,111 in regulatory assets under management in its Form ADV filing dated September 16, 2026 (100% discretionary).

**How have Retiremitten Financial LLC's assets and staff changed since 2025?**
In the Form ADV data for Retiremitten Financial LLC: Regulatory assets under management: $130,912,185 in the October 2025 data and $213,801,111 in the October 2026 data, up 63%. Total employees: 3 in October 2025 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Retiremitten Financial LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (138); high net worth individuals (79).

**Which custodians does Retiremitten Financial LLC use?**
Retiremitten Financial LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Retiremitten Financial LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/300779

**Does Retiremitten Financial LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 23, 2026 says: "Our Firm generally requires a minimum account size of $350,000 for advisory accounts. However, from time to time, at our sole discretion, we may accept smaller accounts based on various criteria, such as anticipated future assets, related accounts, and other individual Client circumstances."

**What changed in Retiremitten Financial LLC's recent Form ADV filings?**
In the October 2026 filing data: Added an office in Milford, MI. No longer lists an office in Clarkston, MI. Registered or notice-filed in NJ, OR, VA, WI.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 23, 2026)

- Account minimum: $350,000 (the brochure says it may be waived or negotiated)

> Our Firm generally requires a minimum account size of $350,000 for advisory accounts. However, from time to time, at our sole discretion, we may accept smaller accounts based on various criteria, such as anticipated future assets, related accounts, and other individual Client circumstances.

- Minimum annual fee: $6,500

> The minimum Annual Fee is $6,500per year.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $213,801,111
- Discretionary: $213,801,111
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 138 | $80,059,539 |
| High net worth individuals | 79 | $133,741,572 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2024 (1 year)
- Employees: 5 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, FL, GA, IL, IN, MI, NC, NH, NJ, NY, OH, OR, PA, SC, TX, VA, WA, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Milford, MI

### Websites listed on Form ADV (Item 1.I)
- retiremitten.com
- Facebook @RetireMitten-Financial-377655862879254
- LinkedIn @retiremitten
- YouTube @retiremittenfinancial

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $130,912,185 | 3 | March 19, 2025 |
| October 2026 | $213,801,111 | 5 | September 16, 2026 |

Regulatory assets under management: $130,912,185 in the October 2025 data and $213,801,111 in the October 2026 data, up 63%.
Total employees: 3 in October 2025 and 5 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Added an office in Milford, MI.
- No longer lists an office in Clarkston, MI.
- Registered or notice-filed in NJ, OR, VA, WI.

### April 2026
- Employees performing advisory functions went from 3 to 4.
- Regulatory assets under management went from $130,912,185 to $213,801,111 (+63%).
- Registered or notice-filed in NY.

### December 2025
- Registered or notice-filed in AZ, GA, IN, OH, SC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Retiremitten Financial LLC (CRD 300779): Form ADV filing data as of October 2026.