# Retirement Wealth Solutions LLC

> Retirement Wealth Solutions LLC is an SEC-registered investment advisory firm in Marshfield, WI, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 3, 2026.

- CRD: 317253
- Filed as: RETIREMENT WEALTH SOLUTIONS LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Marshfield, WI
- Filing period: October 2026
- Form ADV filing dated: February 3, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/317253
- AdvisorCensus page: https://advisorcensus.com/firm/retirement-wealth-solutions-llc-marshfield-wi-317253

## Quick answers

**How is Retirement Wealth Solutions LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Retirement Wealth Solutions LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Retirement Wealth Solutions LLC charge?**
Its Form ADV Part 2A brochure dated February 3, 2026 states: Asset-based fee: up to 2% of assets a year (the maximum the brochure states). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Retirement Wealth Solutions LLC located?**
Retirement Wealth Solutions LLC's principal office is in Marshfield, WI, according to its Form ADV.

**Is Retirement Wealth Solutions LLC registered with the SEC or a state?**
Retirement Wealth Solutions LLC is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 317253.

**How much does Retirement Wealth Solutions LLC manage?**
Retirement Wealth Solutions LLC reports $226,991,000 in regulatory assets under management in its Form ADV filing dated February 3, 2026 (100% discretionary).

**How have Retirement Wealth Solutions LLC's assets and staff changed since 2024?**
In the Form ADV data for Retirement Wealth Solutions LLC: Regulatory assets under management: $140,735,000 in the October 2024 data and $226,991,000 in the October 2026 data, up 61%. Total employees: 3 in October 2024 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Retirement Wealth Solutions LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (113); high net worth individuals (75).

**Which custodians does Retirement Wealth Solutions LLC use?**
Retirement Wealth Solutions LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Retirement Wealth Solutions LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/317253

**Does Retirement Wealth Solutions LLC state an account minimum?**
Its Form ADV Part 2A brochure dated February 3, 2026 says: "There is no minimum account size to open and maintain an advisory account."

**What changed in Retirement Wealth Solutions LLC's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $175,822,000 to $226,991,000 (+29%). Employees performing advisory functions went from 2 to 3.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 3, 2026)

- Asset-based fee: up to 2% of assets a year (the maximum the brochure states)

> Total Account Value Maximum Annual Advisory Fee All Values 2.00%

> No client will be charged in excess of 2.00% per annum, including fees related to third-party money manager expenses.

- Account minimum: None

> There is no minimum account size to open and maintain an advisory account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $226,991,000
- Discretionary: $226,991,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 113 | $33,326,012 |
| High net worth individuals | 75 | $193,034,862 |
| Charitable organizations | Fewer than 5 | $30,759 |
| Corporations or other businesses not listed above | Fewer than 5 | $599,367 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2024 (2 years)
- Employees: 4 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: NH, TX, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- retirews.com
- Facebook @PATRICK-J-GALL-CFP-WITH-RETIREMENT-WEALTH-SOLUTIONS-LLC-312818675588118
- LinkedIn @patrick-gall-cfp®-chfc-lutcf-b9a496a9

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $140,735,000 | 3 | September 12, 2024 |
| October 2025 | $175,822,000 | 3 | February 3, 2025 |
| October 2026 | $226,991,000 | 4 | February 3, 2026 |

Regulatory assets under management: $140,735,000 in the October 2024 data and $226,991,000 in the October 2026 data, up 61%.
Total employees: 3 in October 2024 and 4 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $175,822,000 to $226,991,000 (+29%).
- Employees performing advisory functions went from 2 to 3.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Retirement Wealth Solutions LLC (CRD 317253): Form ADV filing data as of October 2026.