{ "crd_number": 47723, "slug": "retirement-resources-investment-corporation-andover-ma-47723", "primary_business_name": "RETIREMENT RESOURCES INVESTMENT CORPORATION", "legal_name": "RETIREMENT RESOURCES INVESTMENT CORPORATION", "dbas": [], "city": "Andover", "state": "MA", "country": "United States", "cbsa_code": "14460", "metro": { "cbsa_code": "14460", "common_name": "Boston", "msa_name": "Boston-Cambridge-Newton, MA-NH", "path": "/advisors/ma/boston" }, "registration_type": "sec", "registration_status": "Approved", "registration_date": "2005-09-02", "years_registered": 21, "period": "2026-10-01", "filing_date": "2026-04-28", "carried_forward": false, "raum_total": 2444639519.0, "raum_discretionary": 146171562.0, "raum_non_discretionary": 2298467957.0, "raum_band": "1b_5b", "raum_band_label": "$1 billion to $5 billion", "total_employees": 7, "advisory_employees": 2, "client_count_bucket": "fewer_than_5_in_some_types", "clients_by_type": { "charitable": { "raum": 54432.0, "count": null, "fewer_than_5": true }, "individuals": { "raum": 28274020.0, "count": 73 }, "pension_profit_sharing": { "raum": 2284415499.0, "count": 31 }, "high_net_worth_individuals": { "raum": 131269918.0, "count": 48 }, "corporations_other_businesses": { "raum": 625650.0, "count": null, "fewer_than_5": true } }, "compensation_types": [ "hourly", "percentage_of_aum" ], "advisory_activities": [ "financial_planning", "pension_consulting", "portfolio_management_businesses_institutional", "portfolio_management_individuals", "selection_of_other_advisers" ], "wrap_fee_participant": true, "disclosure_yes_count": 0, "states_registered": [ "FL", "MA", "NH", "PA", "RI", "TX" ], "websites": [ "https://ret-res.com", "https://retirement-resources.com", "https://retirewithmore.com", "https://rrfic.com" ], "iapd_url": "https://adviserinfo.sec.gov/firm/summary/47723", "city_as_filed": "ANDOVER", "url": "https://advisorcensus.com/firm/retirement-resources-investment-corporation-andover-ma-47723", "display_name": "Retirement Resources Investment Corporation", "summary": "Retirement Resources Investment Corporation is an SEC-registered investment advisory firm in Andover, MA, registered since 2005, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated April 28, 2026.", "citation": "AdvisorCensus. Retirement Resources Investment Corporation (CRD 47723): Form ADV filing data as of October 2026.", "registration_type_label": "SEC-registered investment adviser", "compensation_labels": [ "A percentage of assets under your management", "Hourly charges" ], "advisory_activity_labels": [ "Financial planning services", "Portfolio management for individuals and/or small businesses", "Portfolio management for businesses (other than small businesses) or institutional clients", "Pension consulting services", "Selection of other advisers (including private fund managers)" ], "quick_answers": [ { "q": "How is Retirement Resources Investment Corporation compensated?", "a": "On its Form ADV (Item 5.E, October 2026), Retirement Resources Investment Corporation reports these compensation arrangements: a percentage of assets under its management; hourly charges." }, { "q": "Where is Retirement Resources Investment Corporation located?", "a": "Retirement Resources Investment Corporation's principal office is in Andover, MA, according to its Form ADV." }, { "q": "Is Retirement Resources Investment Corporation registered with the SEC or a state?", "a": "Retirement Resources Investment Corporation is an SEC-registered investment advisory firm, registered since 2005. Status as filed: Approved. CRD 47723." }, { "q": "How much does Retirement Resources Investment Corporation manage?", "a": "Retirement Resources Investment Corporation reports $2,444,639,519 in regulatory assets under management in its Form ADV filing dated April 28, 2026 (6% discretionary)." }, { "q": "How have Retirement Resources Investment Corporation's assets and staff changed since 2021?", "a": "In the Form ADV data for Retirement Resources Investment Corporation: Regulatory assets under management: $1,277,383,643 in the October 2021 data and $2,444,639,519 in the October 2026 data, up 91%. Total employees: 5 in October 2021 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going." }, { "q": "What types of clients does Retirement Resources Investment Corporation serve?", "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (73); high net worth individuals (48); pension and profit sharing plans (but not the plan participants or government pension plans) (31)." }, { "q": "Which custodians does Retirement Resources Investment Corporation use?", "a": "Retirement Resources Investment Corporation's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Ascensus Financial Services, LLC. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets." }, { "q": "Does Retirement Resources Investment Corporation report any disciplinary disclosures?", "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/47723" }, { "q": "Does Retirement Resources Investment Corporation state an account minimum?", "a": "Its Form ADV Part 2A brochure dated April 28, 2026 says: \"Retirement Resources generally requires a minimum relationship size of $250,000. Retirement Resources may waive the minimum in consideration of a particular Client’s factors, including, but not limited to, the longevity of the relationship, assets, and employment status.\"" }, { "q": "What changed in Retirement Resources Investment Corporation's recent Form ADV filings?", "a": "In the March 2026 filing data: Regulatory assets under management went from $1,992,257,844 to $2,444,639,519 (+23%)." } ], "filing_history": [ { "period": "2021-10-01", "regulatory_assets_under_management": 1277383643.0, "total_employees": 5, "filing_date": "2021-09-07" }, { "period": "2022-10-01", "regulatory_assets_under_management": 1491851737.0, "total_employees": 5, "filing_date": "2022-03-16" }, { "period": "2023-10-01", "regulatory_assets_under_management": 1355963924.0, "total_employees": 7, "filing_date": "2023-03-15" }, { "period": "2024-10-01", "regulatory_assets_under_management": 1665778515.0, "total_employees": 7, "filing_date": "2024-08-07" }, { "period": "2025-10-01", "regulatory_assets_under_management": 1992257844.0, "total_employees": 7, "filing_date": "2025-04-17" }, { "period": "2026-10-01", "regulatory_assets_under_management": 2444639519.0, "total_employees": 7, "filing_date": "2026-04-28" } ], "recent_changes": [ { "period": "2026-03-01", "period_label": "March 2026", "notes": [ "Regulatory assets under management went from $1,992,257,844 to $2,444,639,519 (+23%)." ] } ], "fees_from_brochure": { "source": "Form ADV Part 2A brochure dated April 28, 2026", "provided_by_the_firm": false, "tiers": [], "flat_rate": null, "stated_range": null, "stated_maximum": null, "account_minimum": "$250,000", "account_minimum_may_be_waived": true, "minimum_annual_fee": null, "planning_fees": [], "figures": [ { "label": "Account minimum", "statements": [ "Account minimum: $250,000 (the brochure says it may be waived or negotiated)" ], "quotes": [ "Retirement Resources generally requires a minimum relationship size of $250,000. Retirement Resources may waive the minimum in consideration of a particular Client’s factors, including, but not limited to, the longevity of the relationship, assets, and employment status." ] } ], "values": { "tiers": [], "range_pct": null, "max_pct": null, "account_minimum": 250000.0, "minimum_annual_fee": null, "planning": [] }, "quotes": [ "Retirement Resources generally requires a minimum relationship size of $250,000. Retirement Resources may waive the minimum in consideration of a particular Client’s factors, including, but not limited to, the longevity of the relationship, assets, and employment status." ], "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable." }, "custodians": [ { "name": "Ascensus Financial Services, LLC.", "name_as_filed": "ASCENSUS FINANCIAL SERVICES, LLC.", "affiliated": false }, { "name": "Fidelity Brokerage Services LLC", "name_as_filed": "FIDELITY BROKERAGE SERVICES LLC", "affiliated": false } ], "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.", "markdown_url": "https://advisorcensus.com/firm/retirement-resources-investment-corporation-andover-ma-47723.md", "clients": [ { "type": "individuals", "label": "Individuals (other than high net worth individuals)", "count": 73, "fewer_than_5": false, "raum": 28274020.0 }, { "type": "high_net_worth_individuals", "label": "High net worth individuals", "count": 48, "fewer_than_5": false, "raum": 131269918.0 }, { "type": "pension_profit_sharing", "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)", "count": 31, "fewer_than_5": false, "raum": 2284415499.0 }, { "type": "charitable", "label": "Charitable organizations", "count": null, "fewer_than_5": true, "raum": 54432.0 }, { "type": "corporations_other_businesses", "label": "Corporations or other businesses not listed above", "count": null, "fewer_than_5": true, "raum": 625650.0 } ], "disclosure_line": "Reports no disclosure items on Form ADV Item 11.", "disclosure_items": [], "indexable": true, "suppressed": false, "claimed": false, "enhanced": false, "provided_by_the_firm": null, "source": { "name": "Form ADV", "as_of": "2026-10-01", "iapd_url": "https://adviserinfo.sec.gov/firm/summary/47723", "operator": "BH Monitor Services, LLC", "license": "https://creativecommons.org/licenses/by/4.0/", "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data" } }