# Retirement Planology, Inc.

> Retirement Planology, Inc. is an SEC-registered investment advisory firm in Alexandria, VA, registered since 2014, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 23, 2026.

- CRD: 171302
- Filed as: RETIREMENT PLANOLOGY, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Alexandria, VA
- Filing period: October 2026
- Form ADV filing dated: March 23, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/171302
- AdvisorCensus page: https://advisorcensus.com/firm/retirement-planology-inc-alexandria-va-171302

## Quick answers

**How is Retirement Planology, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Retirement Planology, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Retirement Planology, Inc. charge?**
Its Form ADV Part 2A brochure dated March 23, 2026 states: Flat fee: $5,000 to $250,000 a year (consulting fees). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Retirement Planology, Inc. located?**
Retirement Planology, Inc.'s principal office is in Alexandria, VA, according to its Form ADV.

**Is Retirement Planology, Inc. registered with the SEC or a state?**
Retirement Planology, Inc. is an SEC-registered investment advisory firm, registered since 2014. Status as filed: Approved. CRD 171302.

**How much does Retirement Planology, Inc. manage?**
Retirement Planology, Inc. reports $265,936,155 in regulatory assets under management in its Form ADV filing dated March 23, 2026 (38% discretionary).

**How have Retirement Planology, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Retirement Planology, Inc.: Regulatory assets under management: $257,999,706 in the October 2021 data and $265,936,155 in the October 2026 data, up 3%. Total employees: 2 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Retirement Planology, Inc. serve?**
By number of clients on Form ADV Item 5.D: pension and profit sharing plans (but not the plan participants or government pension plans) (60).

**Which custodians does Retirement Planology, Inc. use?**
Retirement Planology, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Ascensus Trust Company, Empower Financial Services, Inc. and Principal Securities, Inc. as custodians holding 10% or more of its separately managed account assets.

**Does Retirement Planology, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/171302

**What changed in Retirement Planology, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 3 to 2. Regulatory assets under management went from $204,239,286 to $265,936,155 (+30%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 23, 2026)

- Minimum annual fee: $3,500

> All new clients are subject to a minimum annual fee of $3,500.

- Flat fee: $5,000 to $250,000 a year (consulting fees)

> Retirement Planology’s consulting fees are based on a flat fee which are billed monthly or quarterly, in arrears. A flat fee is generally between $5,000 and $250,000 per year.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Ascensus Trust Company
- Empower Financial Services, Inc.
- Principal Securities, Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $265,936,155
- Discretionary: $100,965,776
- Non-discretionary: $164,970,379

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 60 | $265,936,155 |

### Advisory services (Item 5.G)
- Pension consulting services

### Firm details
- Registered since: 2014 (12 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: DC, MD, SC, TN, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [retirementplanology.com](https://retirementplanology.com)
- [vimeo.com/user112291517](https://vimeo.com/user112291517)
- LinkedIn @5283917
- X @RETPLANOLOGY
- YouTube @retirementplanology

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $257,999,706 | 2 | April 2, 2021 |
| October 2022 | $267,675,421 | 3 | July 1, 2022 |
| October 2023 | $146,877,562 | 3 | March 10, 2023 |
| October 2024 | $191,643,207 | 3 | March 19, 2024 |
| October 2025 | $204,239,286 | 3 | March 25, 2025 |
| October 2026 | $265,936,155 | 3 | March 23, 2026 |

Regulatory assets under management: $257,999,706 in the October 2021 data and $265,936,155 in the October 2026 data, up 3%.
Total employees: 2 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 3 to 2.
- Regulatory assets under management went from $204,239,286 to $265,936,155 (+30%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Retirement Planology, Inc. (CRD 171302): Form ADV filing data as of October 2026.