# Retirement Income Strategies Inc.

> Retirement Income Strategies Inc. is a state-registered investment advisory firm in Palm Beach Gardens, FL, registered since 2022, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated January 5, 2026.

- CRD: 320737
- Filed as: RETIREMENT INCOME STRATEGIES INC.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Palm Beach Gardens, FL
- Filing period: October 2026
- Form ADV filing dated: January 5, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/320737
- AdvisorCensus page: https://advisorcensus.com/firm/retirement-income-strategies-inc-palm-beach-gardens-fl-320737

## Quick answers

**How is Retirement Income Strategies Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Retirement Income Strategies Inc. reports these compensation arrangements: a percentage of assets under its management. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Retirement Income Strategies Inc. located?**
Retirement Income Strategies Inc.'s principal office is in Palm Beach Gardens, FL, according to its Form ADV.

**Is Retirement Income Strategies Inc. registered with the SEC or a state?**
Retirement Income Strategies Inc. is a state-registered investment advisory firm, registered since 2022. Status as filed: APPROVED. CRD 320737.

**How much does Retirement Income Strategies Inc. manage?**
Retirement Income Strategies Inc. reports $73,150,291 in regulatory assets under management in its Form ADV filing dated January 5, 2026 (100% discretionary).

**What types of clients does Retirement Income Strategies Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (71); high net worth individuals (56).

**Does Retirement Income Strategies Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/320737

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Regulatory assets under management (Item 5.F)
- Total: $73,150,291
- Discretionary: $73,150,291
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 71 | $19,734,257 |
| High net worth individuals | 56 | $53,416,034 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2022 (4 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [lifeandlegacy360.com](https://lifeandlegacy360.com)

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Retirement Income Strategies Inc. (CRD 320737): Form ADV filing data as of October 2026.