# Retirement Fund Management

> Retirement Fund Management is an SEC-registered investment advisory firm in Atlanta, GA, registered since 2008, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated April 28, 2026.

- CRD: 126573
- Filed as: RETIREMENT FUND MANAGEMENT
- Legal name: Retirement Fund Management, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Atlanta, GA
- Filing period: October 2026
- Form ADV filing dated: April 28, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/126573
- AdvisorCensus page: https://advisorcensus.com/firm/retirement-fund-management-atlanta-ga-126573

## Quick answers

**How is Retirement Fund Management compensated?**
On its Form ADV (Item 5.E, October 2026), Retirement Fund Management reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Retirement Fund Management located?**
Retirement Fund Management's principal office is in Atlanta, GA, according to its Form ADV.

**Is Retirement Fund Management registered with the SEC or a state?**
Retirement Fund Management is an SEC-registered investment advisory firm, registered since 2008. Status as filed: Approved. CRD 126573.

**How much does Retirement Fund Management manage?**
Retirement Fund Management reports $769,733,741 in regulatory assets under management in its Form ADV filing dated April 28, 2026 (0% discretionary).

**How have Retirement Fund Management's assets and staff changed since 2021?**
In the Form ADV data for Retirement Fund Management: Regulatory assets under management: $843,378,982 in the October 2021 data and $769,733,741 in the October 2026 data, down 9%. Total employees: 4 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Retirement Fund Management serve?**
By number of clients on Form ADV Item 5.D: pension and profit sharing plans (but not the plan participants or government pension plans) (10).

**Which custodians does Retirement Fund Management use?**
Retirement Fund Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity and Principal Financial Group as custodians holding 10% or more of its separately managed account assets.

**Does Retirement Fund Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/126573

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Fidelity
- Principal Financial Group

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $769,733,741
- Discretionary: $0
- Non-discretionary: $769,733,741

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 10 | $769,733,741 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Other

### Firm details
- Registered since: 2008 (17 years)
- Employees: 4 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: GA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [rfm401k.com](https://rfm401k.com)
- LinkedIn @rfm401k

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $843,378,982 | 4 | April 1, 2021 |
| October 2022 | $843,378,982 | 4 | April 1, 2021 |
| October 2023 | $660,894,637 | 4 | March 28, 2023 |
| October 2024 | $692,530,840 | 4 | March 25, 2024 |
| October 2025 | $712,145,160 | 4 | May 2, 2025 |
| October 2026 | $769,733,741 | 4 | April 28, 2026 |

Regulatory assets under management: $843,378,982 in the October 2021 data and $769,733,741 in the October 2026 data, down 9%.
Total employees: 4 in October 2021 and 4 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Retirement Fund Management (CRD 126573): Form ADV filing data as of October 2026.