# Retirement Financial Group, LLC

> Retirement Financial Group, LLC is an SEC-registered investment advisory firm in Beaumont, TX, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated June 16, 2026.

- CRD: 322692
- Filed as: RETIREMENT FINANCIAL GROUP, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Beaumont, TX
- Filing period: October 2026
- Form ADV filing dated: June 16, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/322692
- AdvisorCensus page: https://advisorcensus.com/firm/retirement-financial-group-llc-beaumont-tx-322692

## Quick answers

**How is Retirement Financial Group, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Retirement Financial Group, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**What does Retirement Financial Group, LLC's brochure say about its fees?**
Its Form ADV Part 2A brochure dated May 19, 2026 states: Asset-based fee: up to 1.5% of assets a year (the maximum the brochure states). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Retirement Financial Group, LLC located?**
Retirement Financial Group, LLC's principal office is in Beaumont, TX, according to its Form ADV; the July 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Retirement Financial Group, LLC registered with the SEC or a state?**
Retirement Financial Group, LLC is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 322692.

**How much does Retirement Financial Group, LLC manage?**
Retirement Financial Group, LLC reports $185,903,066 in regulatory assets under management in its Form ADV filing dated June 16, 2026 (100% discretionary).

**How have Retirement Financial Group, LLC's assets and staff changed since 2022?**
In the Form ADV data for Retirement Financial Group, LLC: Regulatory assets under management: $0 in the October 2022 data and $185,903,066 in the October 2026 data. Total employees: 6 in October 2022 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Retirement Financial Group, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (366); high net worth individuals (74).

**Which custodians does Retirement Financial Group, LLC use?**
Retirement Financial Group, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Distributors Company LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Retirement Financial Group, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/322692

**What changed in Retirement Financial Group, LLC's recent Form ADV filings?**
In the June 2026 filing data: No longer lists an office in The Woodlands, TX.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated May 19, 2026)

- Asset-based fee: up to 1.5% of assets a year (the maximum the brochure states)

> For portfolio management services, RFG charges an annual fee of up to 1. 50% of assets under management.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Distributors Company LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $185,903,066
- Discretionary: $185,903,066
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 366 | $84,574,472 |
| High net worth individuals | 74 | $101,328,594 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Other

### Firm details
- Registered since: 2022 (4 years)
- Employees: 4 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: LA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the July 2026 filing
- Nederland, TX

### Websites listed on Form ADV (Item 1.I)
- rfgtex.com
- Facebook @RetirementNational
- LinkedIn @retirement-financial-group

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $0 | 6 | July 15, 2022 |
| October 2023 | $107,433,161 | 4 | June 1, 2023 |
| October 2024 | $121,665,193 | 2 | March 1, 2024 |
| October 2025 | $153,282,380 | 3 | July 17, 2025 |
| October 2026 | $185,903,066 | 4 | June 16, 2026 |

Regulatory assets under management: $0 in the October 2022 data and $185,903,066 in the October 2026 data.
Total employees: 6 in October 2022 and 4 in October 2026.

## Changes in the filing (last 12 months)

### June 2026
- No longer lists an office in The Woodlands, TX.

### April 2026
- No longer lists the business name Serae Wealth Group, LLC.
- Employees performing advisory functions went from 3 to 4.
- Regulatory assets under management went from $153,282,380 to $185,903,066 (+21%).

### January 2026
- No longer registered or notice-filed in MA, PA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Retirement Financial Group, LLC (CRD 322692): Form ADV filing data as of October 2026.