# Retirement & Investment Planning, Inc.

> Retirement & Investment Planning, Inc. is a state-registered investment advisory firm in Petoskey, MI, registered since 2020, reporting under $25 million in regulatory assets under management in its Form ADV filing dated April 13, 2026.

- CRD: 306082
- Filed as: RETIREMENT & INVESTMENT PLANNING, INC.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Petoskey, MI
- Filing period: October 2026
- Form ADV filing dated: April 13, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/306082
- AdvisorCensus page: https://advisorcensus.com/firm/retirement-and-investment-planning-inc-petoskey-mi-306082

## Quick answers

**How is Retirement & Investment Planning, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Retirement & Investment Planning, Inc. reports these compensation arrangements: a percentage of assets under its management; other. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Retirement & Investment Planning, Inc. located?**
Retirement & Investment Planning, Inc.'s principal office is in Petoskey, MI, according to its Form ADV.

**Is Retirement & Investment Planning, Inc. registered with the SEC or a state?**
Retirement & Investment Planning, Inc. is a state-registered investment advisory firm, registered since 2020. Status as filed: APPROVED. CRD 306082.

**How much does Retirement & Investment Planning, Inc. manage?**
Retirement & Investment Planning, Inc. reports $4,913,477 in regulatory assets under management in its Form ADV filing dated April 13, 2026 (0% discretionary).

**What types of clients does Retirement & Investment Planning, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (24); corporations or other businesses not listed above (1).

**Does Retirement & Investment Planning, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/306082

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Other

### Regulatory assets under management (Item 5.F)
- Total: $4,913,477
- Discretionary: $0
- Non-discretionary: $4,913,477

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 24 | $4,810,200 |
| Corporations or other businesses not listed above | 1 | $103,277 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2020 (6 years)
- Employees: 2 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: MI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [riplanninginc.com](https://riplanninginc.com)
- LinkedIn @michelle-shawn-ricp®-850136100

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Retirement & Investment Planning, Inc. (CRD 306082): Form ADV filing data as of October 2026.