# Retirement Advisors, Inc.

> Retirement Advisors, Inc. is an SEC-registered investment advisory firm in Mobile, AL, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 19, 2026.

- CRD: 122122
- Filed as: RETIREMENT ADVISORS, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Mobile, AL
- Filing period: October 2026
- Form ADV filing dated: March 19, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/122122
- AdvisorCensus page: https://advisorcensus.com/firm/retirement-advisors-inc-mobile-al-122122

## Quick answers

**How is Retirement Advisors, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Retirement Advisors, Inc. reports these compensation arrangements: a percentage of assets under its management.

**Where is Retirement Advisors, Inc. located?**
Retirement Advisors, Inc.'s principal office is in Mobile, AL, according to its Form ADV.

**Is Retirement Advisors, Inc. registered with the SEC or a state?**
Retirement Advisors, Inc. is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 122122.

**How much does Retirement Advisors, Inc. manage?**
Retirement Advisors, Inc. reports $159,576,775 in regulatory assets under management in its Form ADV filing dated March 19, 2026 (98% discretionary).

**How have Retirement Advisors, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Retirement Advisors, Inc.: Regulatory assets under management: $140,686,702 in the October 2021 data and $159,576,775 in the October 2026 data, up 13%. Total employees: 3 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Retirement Advisors, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (103); high net worth individuals (82).

**Which custodians does Retirement Advisors, Inc. use?**
Retirement Advisors, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Retirement Advisors, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/122122

**Does Retirement Advisors, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 19, 2026 says: "Retirement Advisors, Inc. has a minimum account size of $800,000, however, we maintain discretion to accept smaller accounts in special circumstances." "There is no minimum or maximum requirement of advised-upon assets related advice. All fees are negotiable."

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated March 19, 2026)

- Account minimum: $800,000 (the brochure says it may be waived or negotiated)

> Retirement Advisors, Inc. has a minimum account size of $800,000, however, we maintain discretion to accept smaller accounts in special circumstances.

> There is no minimum or maximum requirement of advised-upon assets related advice. All fees are negotiable.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $159,576,775
- Discretionary: $156,876,048
- Non-discretionary: $2,700,727

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 103 | $28,116,095 |
| High net worth individuals | 82 | $131,460,680 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Other

### Firm details
- Registered since: 2018 (8 years)
- Employees: 3 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, FL, LA, MS, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- plantoretire.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $140,686,702 | 3 | February 22, 2021 |
| October 2022 | $154,683,139 | 3 | February 7, 2022 |
| October 2023 | $131,461,660 | 3 | June 8, 2023 |
| October 2024 | $144,380,918 | 3 | March 13, 2024 |
| October 2025 | $148,597,561 | 3 | February 18, 2025 |
| October 2026 | $159,576,775 | 3 | March 19, 2026 |

Regulatory assets under management: $140,686,702 in the October 2021 data and $159,576,775 in the October 2026 data, up 13%.
Total employees: 3 in October 2021 and 3 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Retirement Advisors, Inc. (CRD 122122): Form ADV filing data as of October 2026.