{ "crd_number": 316942, "slug": "retire-ready-wealth-management-radnor-pa-316942", "primary_business_name": "RETIRE READY WEALTH MANAGEMENT", "legal_name": "RETIRE READY WEALTH MANAGEMENT, LLC", "dbas": [], "city": "Radnor", "state": "PA", "country": "United States", "cbsa_code": "37980", "metro": { "cbsa_code": "37980", "common_name": "Philadelphia", "msa_name": "Philadelphia-Camden-Wilmington, PA-NJ-DE-MD", "path": "/advisors/pa/philadelphia" }, "registration_type": "sec", "registration_status": "Approved", "registration_date": "2026-04-28", "years_registered": 0, "period": "2026-10-01", "filing_date": "2026-03-27", "carried_forward": false, "raum_total": 100099000.0, "raum_discretionary": 100099000.0, "raum_non_discretionary": 0.0, "raum_band": "100m_500m", "raum_band_label": "$100 million to $500 million", "total_employees": 1, "advisory_employees": 1, "client_count_bucket": null, "clients_by_type": { "individuals": { "raum": 83007527.0, "count": 524 }, "high_net_worth_individuals": { "raum": 17091473.0, "count": 11 } }, "compensation_types": [ "percentage_of_aum" ], "advisory_activities": [ "portfolio_management_individuals", "selection_of_other_advisers" ], "wrap_fee_participant": false, "disclosure_yes_count": 1, "states_registered": [ "DE", "FL", "MD", "NJ", "PA" ], "websites": [ "https://facebook.com/profile.php?id=100038071297472", "https://instagram.com/retirereadyfg", "https://linkedin.com/company/retire-ready-financial-group-llc", "https://linkedin.com/in/jamescipriotti", "https://retirereadyfg.com" ], "iapd_url": "https://adviserinfo.sec.gov/firm/summary/316942", "disclosure_items": [ { "item": "11.D(1)", "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate made a false statement or omission, or was dishonest, unfair, or unethical?" } ], "city_as_filed": "RADNOR", "url": "https://advisorcensus.com/firm/retire-ready-wealth-management-radnor-pa-316942", "display_name": "Retire Ready Wealth Management", "summary": "Retire Ready Wealth Management is an SEC-registered investment advisory firm in Radnor, PA, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 27, 2026.", "citation": "AdvisorCensus. Retire Ready Wealth Management (CRD 316942): Form ADV filing data as of October 2026.", "registration_type_label": "SEC-registered investment adviser", "compensation_labels": [ "A percentage of assets under your management" ], "advisory_activity_labels": [ "Portfolio management for individuals and/or small businesses", "Selection of other advisers (including private fund managers)" ], "quick_answers": [ { "q": "How is Retire Ready Wealth Management compensated?", "a": "On its Form ADV (Item 5.E, October 2026), Retire Ready Wealth Management reports these compensation arrangements: a percentage of assets under its management." }, { "q": "What does Retire Ready Wealth Management's brochure say about its fees?", "a": "Its Form ADV Part 2A brochure dated March 27, 2026 states: Asset-based fee: 1.5% of assets a year. Fees can differ by service and may be negotiable; the brochure is the complete statement." }, { "q": "Where is Retire Ready Wealth Management located?", "a": "Retire Ready Wealth Management's principal office is in Radnor, PA, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F)." }, { "q": "Is Retire Ready Wealth Management registered with the SEC or a state?", "a": "Retire Ready Wealth Management is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 316942." }, { "q": "How much does Retire Ready Wealth Management manage?", "a": "Retire Ready Wealth Management reports $100,099,000 in regulatory assets under management in its Form ADV filing dated March 27, 2026 (100% discretionary)." }, { "q": "What types of clients does Retire Ready Wealth Management serve?", "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (524); high net worth individuals (11)." }, { "q": "Which custodians does Retire Ready Wealth Management use?", "a": "Retire Ready Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Investments as a custodian holding 10% or more of its separately managed account assets." }, { "q": "Does Retire Ready Wealth Management report any disciplinary disclosures?", "a": "Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.D(1) (another regulator's finding of a false statement or omission, or of dishonest, unfair, or unethical conduct). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/316942" }, { "q": "Does Retire Ready Wealth Management state an account minimum?", "a": "Its Form ADV Part 2A brochure dated March 27, 2026 says: \"There is a $100,000 minimum account size to open and maintain an advisory account.\"" }, { "q": "What changed in Retire Ready Wealth Management's recent Form ADV filings?", "a": "In the May 2026 filing data: Newly registered with the SEC." } ], "filing_history": [], "recent_changes": [ { "period": "2026-05-01", "period_label": "May 2026", "notes": [ "Newly registered with the SEC." ] } ], "fees_from_brochure": { "source": "Form ADV Part 2A brochure dated March 27, 2026", "tiers": [], "flat_rate": "1.5% of assets a year", "stated_range": null, "stated_maximum": null, "account_minimum": "$100,000", "account_minimum_may_be_waived": false, "minimum_annual_fee": null, "figures": [ { "label": "Asset-based fee", "statements": [ "Asset-based fee: 1.5% of assets a year" ], "quotes": [ "Annual fees are 1.50%, for all account values. Consulting services are included in these fees for asset management services." ] }, { "label": "Account minimum", "statements": [ "Account minimum: $100,000" ], "quotes": [ "There is a $100,000 minimum account size to open and maintain an advisory account." ] } ], "quotes": [ "Annual fees are 1.50%, for all account values. Consulting services are included in these fees for asset management services.", "There is a $100,000 minimum account size to open and maintain an advisory account." ], "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable." }, "custodians": [ { "name": "Fidelity Investments", "name_as_filed": "FIDELITY INVESTMENTS", "affiliated": false } ], "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.", "markdown_url": "https://advisorcensus.com/firm/retire-ready-wealth-management-radnor-pa-316942.md", "clients": [ { "type": "individuals", "label": "Individuals (other than high net worth individuals)", "count": 524, "fewer_than_5": false, "raum": 83007527.0 }, { "type": "high_net_worth_individuals", "label": "High net worth individuals", "count": 11, "fewer_than_5": false, "raum": 17091473.0 } ], "disclosure_line": "Reports 1 disclosure item on Form ADV Item 11.", "indexable": true, "suppressed": false, "claimed": false, "enhanced": false, "provided_by_the_firm": null, "source": { "name": "Form ADV", "as_of": "2026-10-01", "iapd_url": "https://adviserinfo.sec.gov/firm/summary/316942", "operator": "BH Monitor Services, LLC", "license": "https://creativecommons.org/licenses/by/4.0/", "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data" } }