# Retire Agile

> Retire Agile is an SEC-registered investment advisory firm in Hermantown, MN, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 23, 2026.

- CRD: 309238
- Filed as: RETIRE AGILE
- Legal name: Align Financial, LLC
- Also doing business as: AGILE RETIREMENT MANAGEMENT, RETIRE AGILE
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Hermantown, MN
- Filing period: October 2026
- Form ADV filing dated: September 23, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/309238
- AdvisorCensus page: https://advisorcensus.com/firm/retire-agile-hermantown-mn-309238

## Quick answers

**How is Retire Agile compensated?**
On its Form ADV (Item 5.E, October 2026), Retire Agile reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Retire Agile located?**
Retire Agile's principal office is in Hermantown, MN, according to its Form ADV; the October 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Retire Agile registered with the SEC or a state?**
Retire Agile is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 309238.

**How much does Retire Agile manage?**
Retire Agile reports $433,731,160 in regulatory assets under management in its Form ADV filing dated September 23, 2026 (100% discretionary).

**How have Retire Agile's assets and staff changed since 2025?**
In the Form ADV data for Retire Agile: Regulatory assets under management: $101,534,281 in the October 2025 data and $433,731,160 in the October 2026 data, up 327%. Total employees: 3 in October 2025 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Retire Agile serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (105); individuals (other than high net worth individuals) (83).

**Which custodians does Retire Agile use?**
Retire Agile's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Retire Agile report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/309238

**What changed in Retire Agile's recent Form ADV filings?**
In the August 2026 filing data: Registered or notice-filed in NC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $433,731,160
- Discretionary: $433,731,160
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 83 | $59,775,372 |
| High net worth individuals | 105 | $373,955,788 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2025 (1 year)
- Employees: 5 total, 5 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: CA, CO, FL, GA, MA, MN, NC, NE, NY, OH, OR, TX, VA, WA, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Mansfield, TX

### Websites listed on Form ADV (Item 1.I)
- agileretirementmanagement.com
- align.financial
- LinkedIn @align-financial-llc

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $101,534,281 | 3 | March 10, 2025 |
| October 2026 | $433,731,160 | 5 | September 23, 2026 |

Regulatory assets under management: $101,534,281 in the October 2025 data and $433,731,160 in the October 2026 data, up 327%.
Total employees: 3 in October 2025 and 5 in October 2026.

## Changes in the filing (last 12 months)

### August 2026
- Registered or notice-filed in NC.

### May 2026
- Registered or notice-filed in CO.

### March 2026
- Employees performing advisory functions went from 1 to 5.
- Regulatory assets under management went from $101,534,281 to $433,731,160 (+327%).
- Registered or notice-filed in CA, GA, MA, NE, NY, OH, OR, WA.

### January 2026
- Registered or notice-filed in VA.

### December 2025
- Registered or notice-filed in FL, WI.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Retire Agile (CRD 309238): Form ADV filing data as of October 2026.