# Research Financial Strategies

> Research Financial Strategies is an SEC-registered investment advisory firm in Rockville, MD, registered since 2010, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 22, 2026.

- CRD: 153247
- Filed as: RESEARCH FINANCIAL STRATEGIES
- Legal name: Reutemann Financial Solutions, Inc.
- Also doing business as: KEYARX CAPITAL ADVISORS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Rockville, MD
- Filing period: October 2026
- Form ADV filing dated: April 22, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/153247
- AdvisorCensus page: https://advisorcensus.com/firm/research-financial-strategies-rockville-md-153247

## Quick answers

**How is Research Financial Strategies compensated?**
On its Form ADV (Item 5.E, October 2026), Research Financial Strategies reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); other.

**How much does Research Financial Strategies charge?**
Its Form ADV Part 2A brochure dated April 22, 2026 states: Hourly rate: $500 an hour (financial plans); Flat fee: $5,000 (financial plans); Flat fee: $10,000 a year (asset allocation services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Research Financial Strategies located?**
Research Financial Strategies' principal office is in Rockville, MD, according to its Form ADV; the May 2026 filing also lists 3 other offices (Schedule D, Section 1.F).

**Is Research Financial Strategies registered with the SEC or a state?**
Research Financial Strategies is an SEC-registered investment advisory firm, registered since 2010. Status as filed: Approved. CRD 153247.

**How much does Research Financial Strategies manage?**
Research Financial Strategies reports $251,638,819 in regulatory assets under management in its Form ADV filing dated April 22, 2026 (100% discretionary).

**How have Research Financial Strategies' assets and staff changed since 2021?**
In the Form ADV data for Research Financial Strategies: Regulatory assets under management: $496,617,545 in the October 2021 data and $251,638,819 in the October 2026 data, down 49%. Total employees: 16 in October 2021 and 10 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Research Financial Strategies serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (418); high net worth individuals (93); pension and profit sharing plans (but not the plan participants or government pension plans) (22).

**Which custodians does Research Financial Strategies use?**
Research Financial Strategies' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fortitude RE as custodians holding 10% or more of its separately managed account assets.

**Does Research Financial Strategies report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/153247

**What changed in Research Financial Strategies' recent Form ADV filings?**
In the May 2026 filing data: Changed its office addresses in Holmdel, NJ. Added an office in Sarasota, FL.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Other

### Fees and minimums (Form ADV Part 2A brochure dated April 22, 2026)

- Hourly rate: $500 an hour (financial plans)

> For hourly fees, the charge will generally not exceed $500 per hour. ... If you are charged on a fixed fee basis, the fee will generally not exceed $5,000.

- Flat fee: $5,000 (financial plans)

> For hourly fees, the charge will generally not exceed $500 per hour. ... If you are charged on a fixed fee basis, the fee will generally not exceed $5,000.

- Flat fee: $10,000 a year (asset allocation services)

> For hourly fees, the charge will generally not exceed $500 per hour. If you are charged on a fixed fee basis, the fee will generally not exceed $10,000 per year.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fortitude RE

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $251,638,819
- Discretionary: $251,638,819
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 418 | $72,351,935 |
| High net worth individuals | 93 | $165,985,377 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 22 | $12,219,581 |
| Charitable organizations | Fewer than 5 | $606,859 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | Fewer than 5 | $475,067 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)
- Publication of periodicals or newsletters
- Educational seminars/workshops

### Firm details
- Registered since: 2010 (16 years)
- Employees: 10 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CO, DC, DE, FL, GA, IL, LA, MD, NC, NJ, NY, OH, PA, SC, TN, TX, UT, VA, WA, WI, WV
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the May 2026 filing
- Holmdel, NJ
- Sarasota, FL
- Tysons Corner, VA

### Websites listed on Form ADV (Item 1.I)
- [rfsadvisors.com](https://rfsadvisors.com)
- LinkedIn @jbriankingrfs
- LinkedIn @john-jack-reutemann-jr-trusted-advisor-for-executives-and-professionals- 1204602

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $496,617,545 | 16 | March 31, 2021 |
| October 2022 | $419,891,507 | 15 | June 3, 2022 |
| October 2023 | $258,771,596 | 12 | March 20, 2023 |
| October 2024 | $273,008,020 | 11 | July 26, 2024 |
| October 2025 | $254,445,293 | 10 | June 18, 2025 |
| October 2026 | $251,638,819 | 10 | April 22, 2026 |

Regulatory assets under management: $496,617,545 in the October 2021 data and $251,638,819 in the October 2026 data, down 49%.
Total employees: 16 in October 2021 and 10 in October 2026.

## Changes in the filing (last 12 months)

### May 2026
- Changed its office addresses in Holmdel, NJ.
- Added an office in Sarasota, FL.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Research Financial Strategies (CRD 153247): Form ADV filing data as of October 2026.