# Regency Capital Management Inc.

> Regency Capital Management Inc. is an SEC-registered investment advisory firm in Honolulu, HI, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 4, 2026.

- CRD: 312435
- Filed as: REGENCY CAPITAL MANAGEMENT INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Honolulu, HI
- Filing period: October 2026
- Form ADV filing dated: March 4, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/312435
- AdvisorCensus page: https://advisorcensus.com/firm/regency-capital-management-inc-honolulu-hi-312435

## Quick answers

**How is Regency Capital Management Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Regency Capital Management Inc. reports these compensation arrangements: a percentage of assets under its management.

**Where is Regency Capital Management Inc. located?**
Regency Capital Management Inc.'s principal office is in Honolulu, HI, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Regency Capital Management Inc. registered with the SEC or a state?**
Regency Capital Management Inc. is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 312435.

**How much does Regency Capital Management Inc. manage?**
Regency Capital Management Inc. reports $364,074,897 in regulatory assets under management in its Form ADV filing dated March 4, 2026 (100% discretionary).

**How have Regency Capital Management Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Regency Capital Management Inc.: Regulatory assets under management: $273,571,000 in the October 2021 data and $364,074,897 in the October 2026 data, up 33%. Total employees: 4 in October 2021 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Regency Capital Management Inc. serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (69); individuals (other than high net worth individuals) (47); corporations or other businesses not listed above (4).

**Which custodians does Regency Capital Management Inc. use?**
Regency Capital Management Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Regency Capital Management Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/312435

**Does Regency Capital Management Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 4, 2026 says: "We require a minimum of $1,000,000 in investable assets per client or client household to retain our services. This minimum can be waived under certain circumstances and at the discretion of the Firm."

**What changed in Regency Capital Management Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $303,843,360 to $364,074,897 (+20%). Registered or notice-filed in LA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated March 4, 2026)

- Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)

> We require a minimum of $1,000,000 in investable assets per client or client household to retain our services. This minimum can be waived under certain circumstances and at the discretion of the Firm.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $364,074,897
- Discretionary: $364,074,897
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 47 | $17,766,209 |
| High net worth individuals | 69 | $326,109,217 |
| Banking or thrift institutions | Fewer than 5 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 1 | $5,296,409 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 3 | $2,400,586 |
| Charitable organizations | 3 | $3,984,037 |
| State or municipal government entities (including government pension plans) | Fewer than 5 | $0 |
| Other investment advisers | Fewer than 5 | $0 |
| Insurance companies | Fewer than 5 | $0 |
| Sovereign wealth funds and foreign official institutions | Fewer than 5 | $0 |
| Corporations or other businesses not listed above | 4 | $8,518,439 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for pooled investment vehicles (other than investment companies)
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2021 (5 years)
- Employees: 5 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: HI, LA, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Bainbridge Island, WA

### Websites listed on Form ADV (Item 1.I)
- regencycm.com
- LinkedIn @regency-capital-management

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $273,571,000 | 4 | August 3, 2021 |
| October 2022 | $259,032,004 | 5 | September 20, 2022 |
| October 2023 | $246,814,795 | 5 | March 29, 2023 |
| October 2024 | $279,478,877 | 4 | March 25, 2024 |
| October 2025 | $303,843,360 | 4 | March 11, 2025 |
| October 2026 | $364,074,897 | 5 | March 4, 2026 |

Regulatory assets under management: $273,571,000 in the October 2021 data and $364,074,897 in the October 2026 data, up 33%.
Total employees: 4 in October 2021 and 5 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $303,843,360 to $364,074,897 (+20%).
- Registered or notice-filed in LA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Regency Capital Management Inc. (CRD 312435): Form ADV filing data as of October 2026.