# Real World Financial Planning, LLC

> Real World Financial Planning, LLC is a state-registered investment advisory firm, registered since 2019, with no regulatory assets under management reported in its Form ADV filing dated January 19, 2026.

- CRD: 299632
- Filed as: REAL WORLD FINANCIAL PLANNING, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Registered in Massachusetts
- Filing period: October 2026
- Form ADV filing dated: January 19, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/299632
- AdvisorCensus page: https://advisorcensus.com/firm/real-world-financial-planning-llc-299632

## Quick answers

**How is Real World Financial Planning, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Real World Financial Planning, LLC reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees).

**Is Real World Financial Planning, LLC registered with the SEC or a state?**
Real World Financial Planning, LLC is a state-registered investment advisory firm, registered since 2019. Status as filed: APPROVED. CRD 299632.

**What types of clients does Real World Financial Planning, LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (172); individuals (other than high net worth individuals) (51); charitable organizations (1).

**Does Real World Financial Planning, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/299632

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Fixed fees (other than subscription fees)

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 51 | Not reported |
| High net worth individuals | 172 | Not reported |
| Charitable organizations | 1 | Not reported |

### Advisory services (Item 5.G)
- Financial planning services

### Firm details
- Registered since: 2019 (7 years)
- Employees: 2 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: MA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- directory.garrettplanningnetwork.com/massachusetts/newton/member/linda-gillespie
- realworldfp.com
- LinkedIn @realworldfp

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Real World Financial Planning, LLC (CRD 299632): Form ADV filing data as of October 2026.