{
  "crd_number": 299632,
  "slug": "real-world-financial-planning-llc-299632",
  "primary_business_name": "REAL WORLD FINANCIAL PLANNING, LLC",
  "legal_name": "REAL WORLD FINANCIAL PLANNING, LLC",
  "dbas": [],
  "city": null,
  "state": null,
  "country": null,
  "cbsa_code": null,
  "metro": null,
  "registration_type": "state",
  "registration_status": "APPROVED",
  "registration_date": "2019-03-25",
  "years_registered": 7,
  "period": "2026-10-01",
  "filing_date": "2026-01-19",
  "carried_forward": false,
  "raum_total": null,
  "raum_discretionary": null,
  "raum_non_discretionary": null,
  "raum_band": "not_reported",
  "raum_band_label": "Not reported",
  "total_employees": 2,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": {
    "charitable": {
      "raum": null,
      "count": 1
    },
    "individuals": {
      "raum": null,
      "count": 51
    },
    "high_net_worth_individuals": {
      "raum": null,
      "count": 172
    }
  },
  "compensation_types": [
    "fixed",
    "hourly"
  ],
  "advisory_activities": [
    "financial_planning"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "MA"
  ],
  "websites": [
    "https://directory.garrettplanningnetwork.com/massachusetts/newton/member/linda-gillespie",
    "https://linkedin.com/company/realworldfp",
    "https://realworldfp.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/299632",
  "listing_state": "MA",
  "city_as_filed": null,
  "url": "https://advisorcensus.com/firm/real-world-financial-planning-llc-299632",
  "display_name": "Real World Financial Planning, LLC",
  "summary": "Real World Financial Planning, LLC is a state-registered investment advisory firm, registered since 2019, with no regulatory assets under management reported in its Form ADV filing dated January 19, 2026.",
  "citation": "AdvisorCensus. Real World Financial Planning, LLC (CRD 299632): Form ADV filing data as of October 2026.",
  "registration_type_label": "State-registered investment adviser",
  "compensation_labels": [
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services"
  ],
  "quick_answers": [
    {
      "q": "How is Real World Financial Planning, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Real World Financial Planning, LLC reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "Is Real World Financial Planning, LLC registered with the SEC or a state?",
      "a": "Real World Financial Planning, LLC is a state-registered investment advisory firm, registered since 2019. Status as filed: APPROVED. CRD 299632."
    },
    {
      "q": "What types of clients does Real World Financial Planning, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (172); individuals (other than high net worth individuals) (51); charitable organizations (1)."
    },
    {
      "q": "Does Real World Financial Planning, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/299632"
    }
  ],
  "filing_history": [],
  "recent_changes": [],
  "fees_from_brochure": null,
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/real-world-financial-planning-llc-299632.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 51,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 172,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 1,
      "fewer_than_5": false,
      "raum": null
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/299632",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}