# Rcplanners

> Rcplanners is an SEC-registered investment advisory firm in Glen Allen, VA, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 3, 2026.

- CRD: 298369
- Filed as: RCPLANNERS
- Legal name: Retirement Capital Planners, LLC
- Also doing business as: RCPLANNERS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Glen Allen, VA
- Filing period: October 2026
- Form ADV filing dated: August 3, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/298369
- AdvisorCensus page: https://advisorcensus.com/firm/rcplanners-glen-allen-va-298369

## Quick answers

**How is Rcplanners compensated?**
On its Form ADV (Item 5.E, October 2026), Rcplanners reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Rcplanners located?**
Rcplanners' principal office is in Glen Allen, VA, according to its Form ADV; the September 2026 filing also lists 3 other offices (Schedule D, Section 1.F).

**Is Rcplanners registered with the SEC or a state?**
Rcplanners is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 298369.

**How much does Rcplanners manage?**
Rcplanners reports $112,101,511 in regulatory assets under management in its Form ADV filing dated August 3, 2026 (100% discretionary).

**What types of clients does Rcplanners serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (160); high net worth individuals (19).

**Which custodians does Rcplanners use?**
Rcplanners' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab as a custodian holding 10% or more of its separately managed account assets.

**Does Rcplanners report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/298369

**Does Rcplanners state an account minimum?**
Its Form ADV Part 2A brochure dated August 3, 2026 says: "RCPlanners does not have any minimum requirements for opening or maintaining an account."

**What changed in Rcplanners' recent Form ADV filings?**
In the September 2026 filing data: Newly registered with the SEC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated August 3, 2026)

- Account minimum: None

> RCPlanners does not have any minimum requirements for opening or maintaining an account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $112,101,511
- Discretionary: $112,101,511
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 160 | $67,825,408 |
| High net worth individuals | 19 | $44,276,103 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2026 (0 years)
- Employees: 4 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, MD, MI, NJ, PA, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Glen Allen, VA
- Grand Rapids, MI
- York, PA

### Websites listed on Form ADV (Item 1.I)
- rcplanners.com
- Facebook @JShippcarefreeretirement
- LinkedIn @jeremydshipp

## Changes in the filing (last 12 months)

### September 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Rcplanners (CRD 298369): Form ADV filing data as of October 2026.