# Rather & Kittrell, Inc.

> Rather & Kittrell, Inc. is an SEC-registered investment advisory firm in Knoxville, TN, registered since 2006, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated August 7, 2026.

- CRD: 114885
- Filed as: RATHER & KITTRELL, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Knoxville, TN
- Filing period: October 2026
- Form ADV filing dated: August 7, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/114885
- AdvisorCensus page: https://advisorcensus.com/firm/rather-and-kittrell-inc-knoxville-tn-114885

## Quick answers

**How is Rather & Kittrell, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Rather & Kittrell, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); commissions. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Rather & Kittrell, Inc. located?**
Rather & Kittrell, Inc.'s principal office is in Knoxville, TN, according to its Form ADV; the September 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Rather & Kittrell, Inc. registered with the SEC or a state?**
Rather & Kittrell, Inc. is an SEC-registered investment advisory firm, registered since 2006. Status as filed: Approved. CRD 114885.

**How much does Rather & Kittrell, Inc. manage?**
Rather & Kittrell, Inc. reports $2,252,296,454 in regulatory assets under management in its Form ADV filing dated August 7, 2026 (58% discretionary).

**How have Rather & Kittrell, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Rather & Kittrell, Inc.: Regulatory assets under management: $1,057,573,646 in the October 2021 data and $2,252,296,454 in the October 2026 data, up 113%. Total employees: 22 in October 2021 and 32 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Rather & Kittrell, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (613); high net worth individuals (369); pension and profit sharing plans (but not the plan participants or government pension plans) (113).

**Which custodians does Rather & Kittrell, Inc. use?**
Rather & Kittrell, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Rather & Kittrell, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/114885

**What changed in Rather & Kittrell, Inc.'s recent Form ADV filings?**
In the September 2026 filing data: Registered or notice-filed in CO.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Commissions

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $2,252,296,454
- Discretionary: $1,300,542,294
- Non-discretionary: $951,754,160

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 613 | $275,076,875 |
| High net worth individuals | 369 | $993,015,506 |
| Banking or thrift institutions | 3 | $79,725,907 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 113 | $864,692,578 |
| Charitable organizations | 7 | $23,942,680 |
| State or municipal government entities (including government pension plans) | 1 | $1,800,067 |
| Other investment advisers | 1 | $1,671,195 |
| Insurance companies | 1 | $3,029,328 |
| Corporations or other businesses not listed above | 2 | $9,341,322 |
| Other | Fewer than 5 | $996 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Other

### Firm details
- Registered since: 2006 (20 years)
- Employees: 32 total, 17 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, CO, FL, GA, LA, NC, NH, SC, TN, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Knoxville, TN

### Websites listed on Form ADV (Item 1.I)
- fillinyourfuture.com
- meetfutureyou.com
- rkcapital.com
- Facebook @RKCAPITAL
- Instagram @ratherkittrell
- LinkedIn @RATHER-&-KITTRELL
- X @RATHERKITTRELL

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $1,057,573,646 | 22 | September 18, 2021 |
| October 2022 | $1,271,370,168 | 27 | September 8, 2022 |
| October 2023 | $1,204,469,809 | 25 | May 8, 2023 |
| October 2024 | $1,491,125,911 | 28 | September 26, 2024 |
| October 2025 | $1,855,203,829 | 30 | April 11, 2025 |
| October 2026 | $2,252,296,454 | 32 | August 7, 2026 |

Regulatory assets under management: $1,057,573,646 in the October 2021 data and $2,252,296,454 in the October 2026 data, up 113%.
Total employees: 22 in October 2021 and 32 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Registered or notice-filed in CO.

### April 2026
- Employees performing advisory functions went from 16 to 17.
- Regulatory assets under management went from $1,855,203,829 to $2,252,296,454 (+21%).
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Rather & Kittrell, Inc. (CRD 114885): Form ADV filing data as of October 2026.