# RAI Wealth Management

> RAI Wealth Management is an SEC-registered investment advisory firm in Placentia, CA, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 23, 2026.

- CRD: 277137
- Filed as: RAI WEALTH MANAGEMENT
- Legal name: Richey Advisors, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Placentia, CA
- Filing period: October 2026
- Form ADV filing dated: September 23, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/277137
- AdvisorCensus page: https://advisorcensus.com/firm/rai-wealth-management-placentia-ca-277137

## Quick answers

**How is RAI Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), RAI Wealth Management reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does RAI Wealth Management charge?**
Its Form ADV Part 2A brochure dated April 23, 2026 states: Hourly rate: $200 an hour (Financial Planning Services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is RAI Wealth Management located?**
RAI Wealth Management's principal office is in Placentia, CA, according to its Form ADV.

**Is RAI Wealth Management registered with the SEC or a state?**
RAI Wealth Management is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 277137.

**How much does RAI Wealth Management manage?**
RAI Wealth Management reports $159,654,662 in regulatory assets under management in its Form ADV filing dated September 23, 2026 (100% discretionary).

**How have RAI Wealth Management's assets and staff changed since 2025?**
In the Form ADV data for RAI Wealth Management: Regulatory assets under management: $135,905,953 in the October 2025 data and $159,654,662 in the October 2026 data, up 17%. Total employees: 5 in October 2025 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does RAI Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (210); high net worth individuals (37).

**Which custodians does RAI Wealth Management use?**
RAI Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and SEI Private Trust Co as custodians holding 10% or more of its separately managed account assets.

**Does RAI Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/277137

**What changed in RAI Wealth Management's recent Form ADV filings?**
In the May 2026 filing data: Regulatory assets under management went from $135,905,953 to $159,654,662 (+17%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated April 23, 2026)

- Hourly rate: $200 an hour (Financial Planning Services)

> Thereafter, RAI will calculate the financial planning fee based on an hourly rate of $200. The total fees will be based on an estimate of the overall hours needed to complete the plan

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- SEI Private Trust Co

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $159,654,662
- Discretionary: $159,654,662
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 210 | $74,859,793 |
| High net worth individuals | 37 | $81,097,051 |
| Charitable organizations | Fewer than 5 | $3,697,818 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Other

### Firm details
- Registered since: 2025 (1 year)
- Employees: 5 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- raiwm.com
- richeyadvisors.com
- Facebook @RAIWEALTHMANAGEMENT
- LinkedIn @RAI-WM
- X @RAI_WEALTH

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $135,905,953 | 5 | June 27, 2025 |
| October 2026 | $159,654,662 | 5 | September 23, 2026 |

Regulatory assets under management: $135,905,953 in the October 2025 data and $159,654,662 in the October 2026 data, up 17%.
Total employees: 5 in October 2025 and 5 in October 2026.

## Changes in the filing (last 12 months)

### May 2026
- Regulatory assets under management went from $135,905,953 to $159,654,662 (+17%).

### December 2025
- Registered or notice-filed in AZ.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. RAI Wealth Management (CRD 277137): Form ADV filing data as of October 2026.