# Rademacher Financial, Inc.

> Rademacher Financial, Inc. is an SEC-registered investment advisory firm in Lawrence, KS, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 3, 2026.

- CRD: 114067
- Filed as: RADEMACHER FINANCIAL, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Lawrence, KS
- Filing period: October 2026
- Form ADV filing dated: March 3, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/114067
- AdvisorCensus page: https://advisorcensus.com/firm/rademacher-financial-inc-lawrence-ks-114067

## Quick answers

**How is Rademacher Financial, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Rademacher Financial, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Rademacher Financial, Inc. charge?**
Its Form ADV Part 2A brochure dated March 3, 2026 states: Hourly rate: $75 to $550 an hour (financial planning and consulting services); Flat fee: $490 to $7,500 (financial planning and consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Rademacher Financial, Inc. located?**
Rademacher Financial, Inc.'s principal office is in Lawrence, KS, according to its Form ADV.

**Is Rademacher Financial, Inc. registered with the SEC or a state?**
Rademacher Financial, Inc. is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 114067.

**How much does Rademacher Financial, Inc. manage?**
Rademacher Financial, Inc. reports $234,295,142 in regulatory assets under management in its Form ADV filing dated March 3, 2026 (99% discretionary).

**How have Rademacher Financial, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Rademacher Financial, Inc.: Regulatory assets under management: $187,419,856 in the October 2021 data and $234,295,142 in the October 2026 data, up 25%. Total employees: 9 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Rademacher Financial, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (286); high net worth individuals (44); corporations or other businesses not listed above (6).

**Which custodians does Rademacher Financial, Inc. use?**
Rademacher Financial, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Raymond James & Associates, Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Rademacher Financial, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/114067

**Does Rademacher Financial, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 3, 2026 says: "We require a minimum relationship value of $250,000 to maintain an advisory relationship. That minimum may be waived at our sole discretion."

**What changed in Rademacher Financial, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $262,884,125 to $234,295,142 (-11%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 3, 2026)

- Account minimum: $250,000 (the brochure says it may be waived or negotiated)

> We require a minimum relationship value of $250,000 to maintain an advisory relationship. That minimum may be waived at our sole discretion.

- Hourly rate: $75 to $550 an hour (financial planning and consulting services)

> Fees for financial planning and consulting services are negotiable and are provided based upon an hourly rate, or based upon a flat fee, or based upon an annual retainer fee. Hourly fees range from $75-$550 per hour.

- Flat fee: $490 to $7,500 (financial planning and consulting services)

> Fees for financial planning and consulting services are negotiable and are provided based upon an hourly rate, or based upon a flat fee, or based upon an annual retainer fee. Hourly fees range from $75-$550 per hour. Flat fees can range from $490 to $7,500.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Raymond James & Associates, Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $234,295,142
- Discretionary: $231,518,566
- Non-discretionary: $2,776,576

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 286 | $78,782,401 |
| High net worth individuals | 44 | $108,819,039 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 3 | $513,516 |
| State or municipal government entities (including government pension plans) | 4 | $43,689,023 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 6 | $2,491,163 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Other

### Firm details
- Registered since: 2018 (8 years)
- Employees: 6 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CO, KS, MO, MT, NY, TX, UT
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- rademacherfinancial.com
- Facebook @RADEMACHERFINANCIAL
- LinkedIn @RADEMACHER-FINANCIAL-INC-

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $187,419,856 | 9 | October 1, 2021 |
| October 2022 | $149,209,273 | 6 | August 30, 2022 |
| October 2023 | $119,119,052 | 7 | July 10, 2023 |
| October 2024 | $180,479,079 | 6 | July 12, 2024 |
| October 2025 | $262,884,125 | 6 | April 1, 2025 |
| October 2026 | $234,295,142 | 6 | March 3, 2026 |

Regulatory assets under management: $187,419,856 in the October 2021 data and $234,295,142 in the October 2026 data, up 25%.
Total employees: 9 in October 2021 and 6 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $262,884,125 to $234,295,142 (-11%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Rademacher Financial, Inc. (CRD 114067): Form ADV filing data as of October 2026.