{
  "crd_number": 114067,
  "slug": "rademacher-financial-inc-lawrence-ks-114067",
  "primary_business_name": "RADEMACHER FINANCIAL, INC.",
  "legal_name": "RADEMACHER FINANCIAL, INC.",
  "dbas": [],
  "city": "Lawrence",
  "state": "KS",
  "country": "United States",
  "cbsa_code": "29940",
  "metro": {
    "cbsa_code": "29940",
    "common_name": "Lawrence",
    "msa_name": "Lawrence, KS",
    "path": "/advisors/ks/lawrence"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2018-05-03",
  "years_registered": 8,
  "period": "2026-10-01",
  "filing_date": "2026-03-03",
  "carried_forward": false,
  "raum_total": 234295142.0,
  "raum_discretionary": 231518566.0,
  "raum_non_discretionary": 2776576.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 6,
  "advisory_employees": 5,
  "client_count_bucket": null,
  "clients_by_type": {
    "charitable": {
      "raum": 513516.0,
      "count": 3
    },
    "individuals": {
      "raum": 78782401.0,
      "count": 286
    },
    "banking_thrift": {
      "raum": 0.0,
      "count": 0
    },
    "state_municipal": {
      "raum": 43689023.0,
      "count": 4
    },
    "insurance_companies": {
      "raum": 0.0,
      "count": 0
    },
    "investment_companies": {
      "raum": 0.0,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 0.0,
      "count": 0
    },
    "other_investment_advisers": {
      "raum": 0.0,
      "count": 0
    },
    "high_net_worth_individuals": {
      "raum": 108819039.0,
      "count": 44
    },
    "pooled_investment_vehicles": {
      "raum": 0.0,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": 2491163.0,
      "count": 6
    },
    "business_development_companies": {
      "raum": 0.0,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": 0.0,
      "count": 0
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "other",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "CO",
    "KS",
    "MO",
    "MT",
    "NY",
    "TX",
    "UT"
  ],
  "websites": [
    "https://facebook.com/RADEMACHERFINANCIAL",
    "https://linkedin.com/COMPANY/RADEMACHER-FINANCIAL-INC-",
    "https://rademacherfinancial.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/114067",
  "city_as_filed": "LAWRENCE",
  "url": "https://advisorcensus.com/firm/rademacher-financial-inc-lawrence-ks-114067",
  "display_name": "Rademacher Financial, Inc.",
  "summary": "Rademacher Financial, Inc. is an SEC-registered investment advisory firm in Lawrence, KS, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 3, 2026.",
  "citation": "AdvisorCensus. Rademacher Financial, Inc. (CRD 114067): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is Rademacher Financial, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Rademacher Financial, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Rademacher Financial, Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated March 3, 2026 states: Hourly rate: $75 to $550 an hour (financial planning and consulting services); Flat fee: $490 to $7,500 (financial planning and consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Rademacher Financial, Inc. located?",
      "a": "Rademacher Financial, Inc.'s principal office is in Lawrence, KS, according to its Form ADV."
    },
    {
      "q": "Is Rademacher Financial, Inc. registered with the SEC or a state?",
      "a": "Rademacher Financial, Inc. is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 114067."
    },
    {
      "q": "How much does Rademacher Financial, Inc. manage?",
      "a": "Rademacher Financial, Inc. reports $234,295,142 in regulatory assets under management in its Form ADV filing dated March 3, 2026 (99% discretionary)."
    },
    {
      "q": "How have Rademacher Financial, Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for Rademacher Financial, Inc.: Regulatory assets under management: $187,419,856 in the October 2021 data and $234,295,142 in the October 2026 data, up 25%. Total employees: 9 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Rademacher Financial, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (286); high net worth individuals (44); corporations or other businesses not listed above (6)."
    },
    {
      "q": "Which custodians does Rademacher Financial, Inc. use?",
      "a": "Rademacher Financial, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Raymond James & Associates, Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Rademacher Financial, Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/114067"
    },
    {
      "q": "Does Rademacher Financial, Inc. state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 3, 2026 says: \"We require a minimum relationship value of $250,000 to maintain an advisory relationship. That minimum may be waived at our sole discretion.\""
    },
    {
      "q": "What changed in Rademacher Financial, Inc.'s recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $262,884,125 to $234,295,142 (-11%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 187419856.0,
      "total_employees": 9,
      "filing_date": "2021-10-01"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 149209273.0,
      "total_employees": 6,
      "filing_date": "2022-08-30"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 119119052.0,
      "total_employees": 7,
      "filing_date": "2023-07-10"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 180479079.0,
      "total_employees": 6,
      "filing_date": "2024-07-12"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 262884125.0,
      "total_employees": 6,
      "filing_date": "2025-04-01"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 234295142.0,
      "total_employees": 6,
      "filing_date": "2026-03-03"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $262,884,125 to $234,295,142 (-11%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 3, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$250,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $75 to $550 an hour (financial planning and consulting services)",
      "Flat fee: $490 to $7,500 (financial planning and consulting services)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $250,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "We require a minimum relationship value of $250,000 to maintain an advisory relationship. That minimum may be waived at our sole discretion."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $75 to $550 an hour (financial planning and consulting services)"
        ],
        "quotes": [
          "Fees for financial planning and consulting services are negotiable and are provided based upon an hourly rate, or based upon a flat fee, or based upon an annual retainer fee. Hourly fees range from $75-$550 per hour."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $490 to $7,500 (financial planning and consulting services)"
        ],
        "quotes": [
          "Fees for financial planning and consulting services are negotiable and are provided based upon an hourly rate, or based upon a flat fee, or based upon an annual retainer fee. Hourly fees range from $75-$550 per hour. Flat fees can range from $490 to $7,500."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 250000.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": null,
          "min": 75.0,
          "max": 550.0,
          "period": "hour",
          "service": "financial planning and consulting services"
        },
        {
          "kind": "flat",
          "amount": null,
          "min": 490.0,
          "max": 7500.0,
          "period": "one_time",
          "service": "financial planning and consulting services"
        }
      ]
    },
    "quotes": [
      "We require a minimum relationship value of $250,000 to maintain an advisory relationship. That minimum may be waived at our sole discretion.",
      "Fees for financial planning and consulting services are negotiable and are provided based upon an hourly rate, or based upon a flat fee, or based upon an annual retainer fee. Hourly fees range from $75-$550 per hour.",
      "Fees for financial planning and consulting services are negotiable and are provided based upon an hourly rate, or based upon a flat fee, or based upon an annual retainer fee. Hourly fees range from $75-$550 per hour. Flat fees can range from $490 to $7,500."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Raymond James & Associates, Inc.",
      "name_as_filed": "RAYMOND JAMES & ASSOCIATES, INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/rademacher-financial-inc-lawrence-ks-114067.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 286,
      "fewer_than_5": false,
      "raum": 78782401.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 44,
      "fewer_than_5": false,
      "raum": 108819039.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 3,
      "fewer_than_5": false,
      "raum": 513516.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 4,
      "fewer_than_5": false,
      "raum": 43689023.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 6,
      "fewer_than_5": false,
      "raum": 2491163.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/114067",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}