{
  "crd_number": 289371,
  "slug": "r-j-cloud-advisors-and-company-bixby-ok-289371",
  "primary_business_name": "R.J. CLOUD ADVISORS & COMPANY",
  "legal_name": "R.J. CLOUD ADVISORS & COMPANY",
  "dbas": [],
  "city": "Bixby",
  "state": "OK",
  "country": "United States",
  "cbsa_code": "46140",
  "metro": {
    "cbsa_code": "46140",
    "common_name": "Tulsa",
    "msa_name": "Tulsa, OK",
    "path": "/advisors/ok/tulsa"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2022-07-21",
  "years_registered": 4,
  "period": "2026-10-01",
  "filing_date": "2026-01-26",
  "carried_forward": false,
  "raum_total": 171286108.0,
  "raum_discretionary": 170739535.0,
  "raum_non_discretionary": 546573.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 3,
  "advisory_employees": 3,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "individuals": {
      "raum": 34147907.0,
      "count": 110
    },
    "pension_profit_sharing": {
      "raum": 546573.0,
      "count": 1,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 136591628.0,
      "count": 49
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CO",
    "OK",
    "TX"
  ],
  "websites": [
    "https://rjcloudadvisorsandcompany.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/289371",
  "city_as_filed": "BIXBY",
  "url": "https://advisorcensus.com/firm/r-j-cloud-advisors-and-company-bixby-ok-289371",
  "display_name": "R.J. Cloud Advisors & Company",
  "summary": "R.J. Cloud Advisors & Company is an SEC-registered investment advisory firm in Bixby, OK, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated January 26, 2026.",
  "citation": "AdvisorCensus. R.J. Cloud Advisors & Company (CRD 289371): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is R.J. Cloud Advisors & Company compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), R.J. Cloud Advisors & Company reports these compensation arrangements: a percentage of assets under its management."
    },
    {
      "q": "Where is R.J. Cloud Advisors & Company located?",
      "a": "R.J. Cloud Advisors & Company's principal office is in Bixby, OK, according to its Form ADV; the February 2026 filing also lists 1 other office (Schedule D, Section 1.F)."
    },
    {
      "q": "Is R.J. Cloud Advisors & Company registered with the SEC or a state?",
      "a": "R.J. Cloud Advisors & Company is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 289371."
    },
    {
      "q": "How much does R.J. Cloud Advisors & Company manage?",
      "a": "R.J. Cloud Advisors & Company reports $171,286,108 in regulatory assets under management in its Form ADV filing dated January 26, 2026 (100% discretionary)."
    },
    {
      "q": "How have R.J. Cloud Advisors & Company's assets and staff changed since 2022?",
      "a": "In the Form ADV data for R.J. Cloud Advisors & Company: Regulatory assets under management: $113,500,000 in the October 2022 data and $171,286,108 in the October 2026 data, up 51%. Total employees: 2 in October 2022 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does R.J. Cloud Advisors & Company serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (110); high net worth individuals (49); pension and profit sharing plans (but not the plan participants or government pension plans) (1)."
    },
    {
      "q": "Which custodians does R.J. Cloud Advisors & Company use?",
      "a": "R.J. Cloud Advisors & Company's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does R.J. Cloud Advisors & Company report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/289371"
    },
    {
      "q": "Does R.J. Cloud Advisors & Company state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated January 26, 2026 says: \"RJCAC does not impose a minimum account size for establishing a relationship.\""
    },
    {
      "q": "What changed in R.J. Cloud Advisors & Company's recent Form ADV filings?",
      "a": "In the February 2026 filing data: Regulatory assets under management went from $150,721,009 to $171,286,108 (+14%)."
    }
  ],
  "filing_history": [
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 113500000.0,
      "total_employees": 2,
      "filing_date": "2022-08-03"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 100500000.0,
      "total_employees": 2,
      "filing_date": "2023-03-27"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 110958383.0,
      "total_employees": 3,
      "filing_date": "2024-01-23"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 138237988.0,
      "total_employees": 3,
      "filing_date": "2025-06-27"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 171286108.0,
      "total_employees": 3,
      "filing_date": "2026-01-26"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-02-01",
      "period_label": "February 2026",
      "notes": [
        "Regulatory assets under management went from $150,721,009 to $171,286,108 (+14%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated January 26, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "RJCAC does not impose a minimum account size for establishing a relationship."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 0.0,
      "minimum_annual_fee": null,
      "planning": []
    },
    "quotes": [
      "RJCAC does not impose a minimum account size for establishing a relationship."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/r-j-cloud-advisors-and-company-bixby-ok-289371.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 110,
      "fewer_than_5": false,
      "raum": 34147907.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 49,
      "fewer_than_5": false,
      "raum": 136591628.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 1,
      "fewer_than_5": true,
      "raum": 546573.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/289371",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}