# R & R Financial

> R & R Financial is a state-registered investment advisory firm in Temecula, CA, registered since 2024, reporting under $25 million in regulatory assets under management in its Form ADV filing dated May 11, 2026.

- CRD: 330772
- Filed as: R & R FINANCIAL
- Legal name: JP Richardson Financial Services, Inc.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Temecula, CA
- Filing period: October 2026
- Form ADV filing dated: May 11, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/330772
- AdvisorCensus page: https://advisorcensus.com/firm/r-and-r-financial-temecula-ca-330772

## Quick answers

**How is R & R Financial compensated?**
On its Form ADV (Item 5.E, October 2026), R & R Financial reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is R & R Financial located?**
R & R Financial's principal office is in Temecula, CA, according to its Form ADV.

**Is R & R Financial registered with the SEC or a state?**
R & R Financial is a state-registered investment advisory firm, registered since 2024. Status as filed: APPROVED. CRD 330772.

**How much does R & R Financial manage?**
R & R Financial reports $21,501,633 in regulatory assets under management in its Form ADV filing dated May 11, 2026 (100% discretionary).

**What types of clients does R & R Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (60); high net worth individuals (11).

**Does R & R Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/330772

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $21,501,633
- Discretionary: $21,501,633
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 60 | $8,589,370 |
| High net worth individuals | 11 | $12,305,848 |
| Charitable organizations | Fewer than 5 | $606,415 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2024 (2 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- rr-financial.com

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. R & R Financial (CRD 330772): Form ADV filing data as of October 2026.