# R.A.I. Financial Services, Inc.

> R.A.I. Financial Services, Inc. is a state-registered investment advisory firm in Lynnfield, MA, registered since 2001, reporting under $25 million in regulatory assets under management in its Form ADV filing dated October 25, 2021.

- CRD: 128596
- Filed as: R.A.I. FINANCIAL SERVICES, INC.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Lynnfield, MA
- Filing period: October 2026
- Form ADV filing dated: October 25, 2021
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/128596
- AdvisorCensus page: https://advisorcensus.com/firm/r-a-i-financial-services-inc-lynnfield-ma-128596

## Quick answers

**How is R.A.I. Financial Services, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), R.A.I. Financial Services, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is R.A.I. Financial Services, Inc. located?**
R.A.I. Financial Services, Inc.'s principal office is in Lynnfield, MA, according to its Form ADV.

**Is R.A.I. Financial Services, Inc. registered with the SEC or a state?**
R.A.I. Financial Services, Inc. is a state-registered investment advisory firm, registered since 2001. Status as filed: APPROVED. CRD 128596.

**How much does R.A.I. Financial Services, Inc. manage?**
R.A.I. Financial Services, Inc. reports $9,372,197 in regulatory assets under management in its Form ADV filing dated October 25, 2021 (100% discretionary).

**What types of clients does R.A.I. Financial Services, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (99).

**Does R.A.I. Financial Services, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/128596

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $9,372,197
- Discretionary: $9,372,197
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 99 | $9,372,197 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2001 (25 years)
- Employees: 3 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: MA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- raifinancial.com

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. R.A.I. Financial Services, Inc. (CRD 128596): Form ADV filing data as of October 2026.