# Provider Financial, Inc.

> Provider Financial, Inc. is an SEC-registered investment advisory firm in Indianapolis, IN, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 7, 2026.

- CRD: 168964
- Filed as: PROVIDER FINANCIAL, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Indianapolis, IN
- Filing period: October 2026
- Form ADV filing dated: February 7, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/168964
- AdvisorCensus page: https://advisorcensus.com/firm/provider-financial-inc-indianapolis-in-168964

## Quick answers

**How is Provider Financial, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Provider Financial, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**Where is Provider Financial, Inc. located?**
Provider Financial, Inc.'s principal office is in Indianapolis, IN, according to its Form ADV.

**Is Provider Financial, Inc. registered with the SEC or a state?**
Provider Financial, Inc. is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 168964.

**How much does Provider Financial, Inc. manage?**
Provider Financial, Inc. reports $303,974,168 in regulatory assets under management in its Form ADV filing dated February 7, 2026 (100% discretionary).

**How have Provider Financial, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Provider Financial, Inc.: Regulatory assets under management: $203,115,485 in the October 2021 data and $303,974,168 in the October 2026 data, up 50%. Total employees: 1 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Provider Financial, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (295); high net worth individuals (210).

**Which custodians does Provider Financial, Inc. use?**
Provider Financial, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists LPL Financial LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Provider Financial, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/168964

**Does Provider Financial, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated February 7, 2026 says: "Our services are offered to individuals and high net worth individuals. We do not require a minimum account size prior to becoming a client."

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated February 7, 2026)

- Account minimum: None

> Our services are offered to individuals and high net worth individuals. We do not require a minimum account size prior to becoming a client.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- LPL Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $303,974,168
- Discretionary: $303,974,168
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 295 | $84,291,914 |
| High net worth individuals | 210 | $219,682,254 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2018 (8 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: FL, IL, IN, OH, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- provider-financial.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $203,115,485 | 1 | September 28, 2021 |
| October 2022 | $235,000,000 | 3 | February 9, 2022 |
| October 2023 | $211,000,000 | 2 | March 18, 2023 |
| October 2024 | $240,000,000 | 2 | March 2, 2024 |
| October 2025 | $281,000,000 | 3 | July 8, 2025 |
| October 2026 | $303,974,168 | 3 | February 7, 2026 |

Regulatory assets under management: $203,115,485 in the October 2021 data and $303,974,168 in the October 2026 data, up 50%.
Total employees: 1 in October 2021 and 3 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Provider Financial, Inc. (CRD 168964): Form ADV filing data as of October 2026.