# Provident Financial Planning, LLC

> Provident Financial Planning, LLC is an SEC-registered investment advisory firm in Addison, TX, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 24, 2026.

- CRD: 291830
- Filed as: PROVIDENT FINANCIAL PLANNING, LLC
- Also doing business as: PROVIDENT, PROVIDENT FINANCIAL PLANNING
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Addison, TX
- Filing period: October 2026
- Form ADV filing dated: March 24, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/291830
- AdvisorCensus page: https://advisorcensus.com/firm/provident-financial-planning-llc-addison-tx-291830

## Quick answers

**How is Provident Financial Planning, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Provident Financial Planning, LLC reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees).

**Where is Provident Financial Planning, LLC located?**
Provident Financial Planning, LLC's principal office is in Addison, TX, according to its Form ADV; the April 2026 filing also lists 4 other offices (Schedule D, Section 1.F).

**Is Provident Financial Planning, LLC registered with the SEC or a state?**
Provident Financial Planning, LLC is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 291830.

**How much does Provident Financial Planning, LLC manage?**
Provident Financial Planning, LLC reports $174,175,082 in regulatory assets under management in its Form ADV filing dated March 24, 2026 (100% discretionary).

**How have Provident Financial Planning, LLC's assets and staff changed since 2022?**
In the Form ADV data for Provident Financial Planning, LLC: Regulatory assets under management: $107,200,589 in the October 2022 data and $174,175,082 in the October 2026 data, up 62%. Total employees: 1 in October 2022 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Provident Financial Planning, LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (57); individuals (other than high net worth individuals) (13); charitable organizations (1).

**Which custodians does Provident Financial Planning, LLC use?**
Provident Financial Planning, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Provident Financial Planning, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/291830

**Does Provident Financial Planning, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 24, 2026 says: "Provident Financial Planning does not impose a minimum account balance for the opening of an account with the Adviser." "We provide investment advisory services to individuals, high net worth individuals, trusts, estates and not for profit organizations. We have no minimum account opening balance."

**What changed in Provident Financial Planning, LLC's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 1 to 2. Regulatory assets under management went from $155,030,421 to $174,175,082 (+12%). No longer lists an office in Dallas, TX.

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 24, 2026)

- Account minimum: None

> Provident Financial Planning does not impose a minimum account balance for the opening of an account with the Adviser.

> We provide investment advisory services to individuals, high net worth individuals, trusts, estates and not for profit organizations. We have no minimum account opening balance.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $174,175,082
- Discretionary: $174,175,082
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 13 | $7,061,649 |
| High net worth individuals | 57 | $162,587,765 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 1 | $128,916 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 1 | $4,396,752 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2022 (4 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, GA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Atlanta, GA
- Houston, TX
- Phoenix, AZ
- Southlake, TX

### Websites listed on Form ADV (Item 1.I)
- providentfinancialplanning.com
- providentfp.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $107,200,589 | 1 | January 12, 2022 |
| October 2023 | $102,634,730 | 2 | July 7, 2023 |
| October 2024 | $132,538,161 | 2 | July 9, 2024 |
| October 2025 | $155,030,421 | 2 | March 4, 2025 |
| October 2026 | $174,175,082 | 2 | March 24, 2026 |

Regulatory assets under management: $107,200,589 in the October 2022 data and $174,175,082 in the October 2026 data, up 62%.
Total employees: 1 in October 2022 and 2 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 1 to 2.
- Regulatory assets under management went from $155,030,421 to $174,175,082 (+12%).
- No longer lists an office in Dallas, TX.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Provident Financial Planning, LLC (CRD 291830): Form ADV filing data as of October 2026.