# Providence Financial and Insurances, Inc.

> Providence Financial and Insurances, Inc. is an SEC-registered investment advisory firm in Woodland Hills, CA, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 4, 2026.

- CRD: 141988
- Filed as: PROVIDENCE FINANCIAL AND INSURANCES, INC.
- Legal name: Providence Financial and Insurance Services, Inc
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Woodland Hills, CA
- Filing period: October 2026
- Form ADV filing dated: May 4, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/141988
- AdvisorCensus page: https://advisorcensus.com/firm/providence-financial-and-insurances-inc-woodland-hills-ca-141988

## Quick answers

**How is Providence Financial and Insurances, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Providence Financial and Insurances, Inc. reports these compensation arrangements: a percentage of assets under its management; commissions.

**How much does Providence Financial and Insurances, Inc. charge?**
Its Form ADV Part 2A brochure dated March 26, 2026 states: Flat fee: $2,500 (investment management services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Providence Financial and Insurances, Inc. located?**
Providence Financial and Insurances, Inc.'s principal office is in Woodland Hills, CA, according to its Form ADV; the June 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Providence Financial and Insurances, Inc. registered with the SEC or a state?**
Providence Financial and Insurances, Inc. is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 141988.

**How much does Providence Financial and Insurances, Inc. manage?**
Providence Financial and Insurances, Inc. reports $215,020,611 in regulatory assets under management in its Form ADV filing dated May 4, 2026 (100% discretionary).

**How have Providence Financial and Insurances, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Providence Financial and Insurances, Inc.: Regulatory assets under management: $110,731,458 in the October 2021 data and $215,020,611 in the October 2026 data, up 94%. Total employees: 2 in October 2021 and 16 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Providence Financial and Insurances, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (582); high net worth individuals (42).

**Which custodians does Providence Financial and Insurances, Inc. use?**
Providence Financial and Insurances, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Providence Financial and Insurances, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/141988

**Does Providence Financial and Insurances, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 26, 2026 says: "Although we reserve the right make an exception, there is a minimum investment amount of $250,000 required for establishing an account managed by Providence."

**What changed in Providence Financial and Insurances, Inc.'s recent Form ADV filings?**
In the June 2026 filing data: Registered or notice-filed in AZ, CO, FL, NE, NH, NV, TN, TX.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Commissions

### Fees and minimums (Form ADV Part 2A brochure dated March 26, 2026)

- Account minimum: $250,000 (the brochure says it may be waived or negotiated)

> Although we reserve the right make an exception, there is a minimum investment amount of $250,000 required for establishing an account managed by Providence.

- Flat fee: $2,500 (investment management services)

> $0-$250,000 $2500 flat fee

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $215,020,611
- Discretionary: $215,020,611
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 582 | $151,145,321 |
| High net worth individuals | 42 | $63,875,290 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Publication of periodicals or newsletters
- Educational seminars/workshops

### Firm details
- Registered since: 2021 (5 years)
- Employees: 16 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, FL, NE, NH, NV, TN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the June 2026 filing
- Manhattan Beach, CA
- Valencia, CA

### Websites listed on Form ADV (Item 1.I)
- [anthonysaccaro.com](https://anthonysaccaro.com)
- [anthonysaccarolaw.com](https://anthonysaccarolaw.com)
- [morelifethanmoneybook.com](https://morelifethanmoneybook.com)
- [providencefinancialinc.com](https://providencefinancialinc.com)
- [providencefinancialpodcast.com](https://providencefinancialpodcast.com)
- [providencefinancialradio.com](https://providencefinancialradio.com)
- [yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills](https://yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills)
- Facebook @PROVIDENCE.FINANCIALINC
- Instagram @anthony.saccaro
- LinkedIn @ANTHONYSACCARO
- TikTok @anthonysaccaro
- X @ANTHONYSACCARO
- YouTube @UCqGXdm8gIJowFgDHeyxg7mQ

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $110,731,458 | 2 | June 18, 2021 |
| October 2022 | $119,265,165 | 2 | March 4, 2022 |
| October 2023 | $131,079,977 | 8 | October 3, 2023 |
| October 2024 | $153,377,779 | 14 | March 15, 2024 |
| October 2025 | $189,507,150 | 17 | March 31, 2025 |
| October 2026 | $215,020,611 | 16 | May 4, 2026 |

Regulatory assets under management: $110,731,458 in the October 2021 data and $215,020,611 in the October 2026 data, up 94%.
Total employees: 2 in October 2021 and 16 in October 2026.

## Changes in the filing (last 12 months)

### June 2026
- Registered or notice-filed in AZ, CO, FL, NE, NH, NV, TN, TX.

### April 2026
- Employees performing advisory functions went from 4 to 6.
- Regulatory assets under management went from $189,507,150 to $215,020,611 (+13%).
- Added an office in Manhattan Beach, CA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Providence Financial and Insurances, Inc. (CRD 141988): Form ADV filing data as of October 2026.