{
  "crd_number": 141988,
  "slug": "providence-financial-and-insurances-inc-woodland-hills-ca-141988",
  "primary_business_name": "PROVIDENCE FINANCIAL AND INSURANCES, INC.",
  "legal_name": "PROVIDENCE FINANCIAL AND INSURANCE SERVICES, INC",
  "dbas": [],
  "city": "Woodland Hills",
  "state": "CA",
  "country": "United States",
  "cbsa_code": "31080",
  "metro": {
    "cbsa_code": "31080",
    "common_name": "Los Angeles",
    "msa_name": "Los Angeles-Long Beach-Anaheim, CA",
    "path": "/advisors/ca/los-angeles"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2021-07-16",
  "years_registered": 5,
  "period": "2026-10-01",
  "filing_date": "2026-05-04",
  "carried_forward": false,
  "raum_total": 215020611.0,
  "raum_discretionary": 215020611.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 16,
  "advisory_employees": 6,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 151145321.0,
      "count": 582
    },
    "high_net_worth_individuals": {
      "raum": 63875290.0,
      "count": 42
    }
  },
  "compensation_types": [
    "commissions",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "pension_consulting",
    "periodicals_newsletters",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AZ",
    "CA",
    "CO",
    "FL",
    "NE",
    "NH",
    "NV",
    "TN",
    "TX"
  ],
  "websites": [
    "https://anthonysaccaro.com",
    "https://anthonysaccarolaw.com",
    "https://facebook.com/PROVIDENCE.FINANCIALINC",
    "https://instagram.com/anthony.saccaro",
    "https://linkedin.com/IN/ANTHONYSACCARO",
    "https://morelifethanmoneybook.com",
    "https://providencefinancialinc.com",
    "https://providencefinancialpodcast.com",
    "https://providencefinancialradio.com",
    "https://tiktok.com/@anthonysaccaro",
    "https://twitter.com/ANTHONYSACCARO",
    "https://yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills",
    "https://youtube.com/channel/UCqGXdm8gIJowFgDHeyxg7mQ"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/141988",
  "city_as_filed": "WOODLAND HILLS",
  "url": "https://advisorcensus.com/firm/providence-financial-and-insurances-inc-woodland-hills-ca-141988",
  "display_name": "Providence Financial and Insurances, Inc.",
  "summary": "Providence Financial and Insurances, Inc. is an SEC-registered investment advisory firm in Woodland Hills, CA, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 4, 2026.",
  "citation": "AdvisorCensus. Providence Financial and Insurances, Inc. (CRD 141988): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Commissions"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)",
    "Publication of periodicals or newsletters",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Providence Financial and Insurances, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Providence Financial and Insurances, Inc. reports these compensation arrangements: a percentage of assets under its management; commissions."
    },
    {
      "q": "How much does Providence Financial and Insurances, Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated March 26, 2026 states: Flat fee: $2,500 (investment management services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Providence Financial and Insurances, Inc. located?",
      "a": "Providence Financial and Insurances, Inc.'s principal office is in Woodland Hills, CA, according to its Form ADV; the June 2026 filing also lists 2 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Providence Financial and Insurances, Inc. registered with the SEC or a state?",
      "a": "Providence Financial and Insurances, Inc. is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 141988."
    },
    {
      "q": "How much does Providence Financial and Insurances, Inc. manage?",
      "a": "Providence Financial and Insurances, Inc. reports $215,020,611 in regulatory assets under management in its Form ADV filing dated May 4, 2026 (100% discretionary)."
    },
    {
      "q": "How have Providence Financial and Insurances, Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for Providence Financial and Insurances, Inc.: Regulatory assets under management: $110,731,458 in the October 2021 data and $215,020,611 in the October 2026 data, up 94%. Total employees: 2 in October 2021 and 16 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Providence Financial and Insurances, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (582); high net worth individuals (42)."
    },
    {
      "q": "Which custodians does Providence Financial and Insurances, Inc. use?",
      "a": "Providence Financial and Insurances, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Providence Financial and Insurances, Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/141988"
    },
    {
      "q": "Does Providence Financial and Insurances, Inc. state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 26, 2026 says: \"Although we reserve the right make an exception, there is a minimum investment amount of $250,000 required for establishing an account managed by Providence.\""
    },
    {
      "q": "What changed in Providence Financial and Insurances, Inc.'s recent Form ADV filings?",
      "a": "In the June 2026 filing data: Registered or notice-filed in AZ, CO, FL, NE, NH, NV, TN, TX."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 110731458.0,
      "total_employees": 2,
      "filing_date": "2021-06-18"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 119265165.0,
      "total_employees": 2,
      "filing_date": "2022-03-04"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 131079977.0,
      "total_employees": 8,
      "filing_date": "2023-10-03"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 153377779.0,
      "total_employees": 14,
      "filing_date": "2024-03-15"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 189507150.0,
      "total_employees": 17,
      "filing_date": "2025-03-31"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 215020611.0,
      "total_employees": 16,
      "filing_date": "2026-05-04"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-06-01",
      "period_label": "June 2026",
      "notes": [
        "Registered or notice-filed in AZ, CO, FL, NE, NH, NV, TN, TX."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 4 to 6.",
        "Regulatory assets under management went from $189,507,150 to $215,020,611 (+13%).",
        "Added an office in Manhattan Beach, CA."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 26, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$250,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: $2,500 (investment management services)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $250,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "Although we reserve the right make an exception, there is a minimum investment amount of $250,000 required for establishing an account managed by Providence."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $2,500 (investment management services)"
        ],
        "quotes": [
          "$0-$250,000     $2500 flat fee"
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 250000.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": 2500.0,
          "min": null,
          "max": null,
          "period": "one_time",
          "service": "investment management services"
        }
      ]
    },
    "quotes": [
      "Although we reserve the right make an exception, there is a minimum investment amount of $250,000 required for establishing an account managed by Providence.",
      "$0-$250,000     $2500 flat fee"
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/providence-financial-and-insurances-inc-woodland-hills-ca-141988.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 582,
      "fewer_than_5": false,
      "raum": 151145321.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 42,
      "fewer_than_5": false,
      "raum": 63875290.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/141988",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}