# Providence Capital Advisors, LLC

> Providence Capital Advisors, LLC is an SEC-registered investment advisory firm in Charlotte, NC, registered since 2016, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated March 10, 2026.

- CRD: 174631
- Filed as: PROVIDENCE CAPITAL ADVISORS, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Charlotte, NC
- Filing period: October 2026
- Form ADV filing dated: March 10, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/174631
- AdvisorCensus page: https://advisorcensus.com/firm/providence-capital-advisors-llc-charlotte-nc-174631

## Quick answers

**How is Providence Capital Advisors, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Providence Capital Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does Providence Capital Advisors, LLC charge?**
Its Form ADV Part 2A brochure dated March 10, 2026 states: Hourly rate: $300 an hour (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Providence Capital Advisors, LLC located?**
Providence Capital Advisors, LLC's principal office is in Charlotte, NC, according to its Form ADV.

**Is Providence Capital Advisors, LLC registered with the SEC or a state?**
Providence Capital Advisors, LLC is an SEC-registered investment advisory firm, registered since 2016. Status as filed: Approved. CRD 174631.

**How much does Providence Capital Advisors, LLC manage?**
Providence Capital Advisors, LLC reports $1,072,053,984 in regulatory assets under management in its Form ADV filing dated March 10, 2026 (99% discretionary).

**How have Providence Capital Advisors, LLC's assets and staff changed since 2021?**
In the Form ADV data for Providence Capital Advisors, LLC: Regulatory assets under management: $434,800,000 in the October 2021 data and $1,072,053,984 in the October 2026 data, up 147%. Total employees: 10 in October 2021 and 14 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Providence Capital Advisors, LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (254); individuals (other than high net worth individuals) (170); charitable organizations (5).

**Which custodians does Providence Capital Advisors, LLC use?**
Providence Capital Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity as a custodian holding 10% or more of its separately managed account assets.

**Does Providence Capital Advisors, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/174631

**What changed in Providence Capital Advisors, LLC's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 8 to 7. Regulatory assets under management went from $916,266,963 to $1,072,053,984 (+17%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 10, 2026)

- Hourly rate: $300 an hour (financial planning services)

> in which the planning services become robust and complex, we may charge an hourly rate of up to $300.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,072,053,984
- Discretionary: $1,058,311,466
- Non-discretionary: $13,742,518

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 170 | $58,536,987 |
| High net worth individuals | 254 | $998,540,044 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $6,767,004 |
| Charitable organizations | 5 | $8,209,949 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2016 (10 years)
- Employees: 14 total, 7 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, FL, GA, LA, MD, NC, NH, NY, SC, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- providencecapitaladvisors.com
- LinkedIn @providence-capital-advisors

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $434,800,000 | 10 | March 11, 2021 |
| October 2022 | $681,032,169 | 11 | March 14, 2022 |
| October 2023 | $623,366,617 | 14 | March 7, 2023 |
| October 2024 | $770,028,791 | 13 | March 8, 2024 |
| October 2025 | $916,266,963 | 13 | May 14, 2025 |
| October 2026 | $1,072,053,984 | 14 | March 10, 2026 |

Regulatory assets under management: $434,800,000 in the October 2021 data and $1,072,053,984 in the October 2026 data, up 147%.
Total employees: 10 in October 2021 and 14 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 8 to 7.
- Regulatory assets under management went from $916,266,963 to $1,072,053,984 (+17%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Providence Capital Advisors, LLC (CRD 174631): Form ADV filing data as of October 2026.