{
  "crd_number": 298268,
  "slug": "prosperity-planning-north-kansas-city-mo-298268",
  "primary_business_name": "PROSPERITY PLANNING",
  "legal_name": "PROSPERITY PLANNING, INC.",
  "dbas": [],
  "city": "North Kansas City",
  "state": "MO",
  "country": "United States",
  "cbsa_code": "28140",
  "metro": {
    "cbsa_code": "28140",
    "common_name": "Kansas City",
    "msa_name": "Kansas City, MO-KS",
    "path": "/advisors/mo/kansas-city"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2018-09-06",
  "years_registered": 8,
  "period": "2026-10-01",
  "filing_date": "2026-09-21",
  "carried_forward": false,
  "raum_total": 543207022.0,
  "raum_discretionary": 533612925.0,
  "raum_non_discretionary": 9594097.0,
  "raum_band": "500m_1b",
  "raum_band_label": "$500 million to $1 billion",
  "total_employees": 13,
  "advisory_employees": 10,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "other": {
      "raum": 0.0,
      "count": 0
    },
    "charitable": {
      "raum": 6592385.0,
      "count": 23
    },
    "individuals": {
      "raum": 78328994.0,
      "count": 206
    },
    "banking_thrift": {
      "raum": 0.0,
      "count": 0
    },
    "state_municipal": {
      "raum": 0.0,
      "count": 0
    },
    "insurance_companies": {
      "raum": 0.0,
      "count": 0
    },
    "investment_companies": {
      "raum": 0.0,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 8867736.0,
      "count": null,
      "fewer_than_5": true
    },
    "other_investment_advisers": {
      "raum": 0.0,
      "count": 0
    },
    "high_net_worth_individuals": {
      "raum": 448780580.0,
      "count": 177
    },
    "pooled_investment_vehicles": {
      "raum": 0.0,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": 637327.0,
      "count": null,
      "fewer_than_5": true
    },
    "business_development_companies": {
      "raum": 0.0,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": 0.0,
      "count": 0
    }
  },
  "compensation_types": [
    "fixed",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "CO",
    "FL",
    "KS",
    "MO",
    "TX",
    "WA"
  ],
  "websites": [
    "https://facebook.com/profile.php?id=100075974772491",
    "https://linkedin.com/company/prosperity-planning-inc",
    "https://prosperityplanninginc.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/298268",
  "city_as_filed": "NORTH KANSAS CITY",
  "url": "https://advisorcensus.com/firm/prosperity-planning-north-kansas-city-mo-298268",
  "display_name": "Prosperity Planning",
  "summary": "Prosperity Planning is an SEC-registered investment advisory firm in North Kansas City, MO, registered since 2018, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated September 21, 2026.",
  "citation": "AdvisorCensus. Prosperity Planning (CRD 298268): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services"
  ],
  "quick_answers": [
    {
      "q": "How is Prosperity Planning compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Prosperity Planning reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Prosperity Planning charge?",
      "a": "Its Form ADV Part 2A brochure dated May 15, 2026 states: Subscription: $750 to $2,500 a quarter (financial planning services); Subscription: $500 a month (ongoing divorce financial planning). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Prosperity Planning located?",
      "a": "Prosperity Planning's principal office is in North Kansas City, MO, according to its Form ADV."
    },
    {
      "q": "Is Prosperity Planning registered with the SEC or a state?",
      "a": "Prosperity Planning is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 298268."
    },
    {
      "q": "How much does Prosperity Planning manage?",
      "a": "Prosperity Planning reports $543,207,022 in regulatory assets under management in its Form ADV filing dated September 21, 2026 (98% discretionary)."
    },
    {
      "q": "How have Prosperity Planning's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Prosperity Planning: Regulatory assets under management: $294,308,199 in the October 2021 data and $543,207,022 in the October 2026 data, up 85%. Total employees: 11 in October 2021 and 13 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Prosperity Planning serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (206); high net worth individuals (177); charitable organizations (23)."
    },
    {
      "q": "Which custodians does Prosperity Planning use?",
      "a": "Prosperity Planning's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists National Financial Services LLC as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Prosperity Planning report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/298268"
    },
    {
      "q": "What changed in Prosperity Planning's recent Form ADV filings?",
      "a": "In the March 2026 filing data: Regulatory assets under management went from $465,026,622 to $543,207,022 (+17%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 294308199.0,
      "total_employees": 11,
      "filing_date": "2021-06-18"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 370348986.0,
      "total_employees": 12,
      "filing_date": "2022-08-24"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 342073314.0,
      "total_employees": 11,
      "filing_date": "2023-08-08"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 416710344.0,
      "total_employees": 11,
      "filing_date": "2024-09-10"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 465026622.0,
      "total_employees": 13,
      "filing_date": "2025-06-03"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 543207022.0,
      "total_employees": 13,
      "filing_date": "2026-09-21"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Regulatory assets under management went from $465,026,622 to $543,207,022 (+17%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated May 15, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Subscription: $750 to $2,500 a quarter (financial planning services)",
      "Subscription: $500 a month (ongoing divorce financial planning)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $750 to $2,500 a quarter (financial planning services)"
        ],
        "quotes": [
          "Fees for this service range from $750-$2500 per quarter and are determined based on the nature of the services being provided and the complexity of each client’s circumstances."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $500 a month (ongoing divorce financial planning)"
        ],
        "quotes": [
          "Fees for this service have an up-front fee of $2,500 plus a monthly fee of $500 for ongoing divorce financial planning."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "subscription",
          "amount": null,
          "min": 750.0,
          "max": 2500.0,
          "period": "quarterly",
          "service": "financial planning services"
        },
        {
          "kind": "subscription",
          "amount": 500.0,
          "min": null,
          "max": null,
          "period": "monthly",
          "service": "ongoing divorce financial planning"
        }
      ]
    },
    "quotes": [
      "Fees for this service range from $750-$2500 per quarter and are determined based on the nature of the services being provided and the complexity of each client’s circumstances.",
      "Fees for this service have an up-front fee of $2,500 plus a monthly fee of $500 for ongoing divorce financial planning."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "National Financial Services LLC",
      "name_as_filed": "NATIONAL FINANCIAL SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/prosperity-planning-north-kansas-city-mo-298268.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 206,
      "fewer_than_5": false,
      "raum": 78328994.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 177,
      "fewer_than_5": false,
      "raum": 448780580.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": null,
      "fewer_than_5": true,
      "raum": 8867736.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 23,
      "fewer_than_5": false,
      "raum": 6592385.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": null,
      "fewer_than_5": true,
      "raum": 637327.0
    },
    {
      "type": "other",
      "label": "Other",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/298268",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}