# Prepared Retirement Institute LLC > Prepared Retirement Institute LLC is an SEC-registered investment advisory firm in Montgomeryville, PA, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 1, 2026. - CRD: 309663 - Filed as: PREPARED RETIREMENT INSTITUTE LLC - Registration: SEC-registered investment adviser (status as filed: Approved) - Location: Montgomeryville, PA - Filing period: October 2026 - Form ADV filing dated: May 1, 2026 - SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/309663 - AdvisorCensus page: https://advisorcensus.com/firm/prepared-retirement-institute-llc-montgomeryville-pa-309663 ## Quick answers **How is Prepared Retirement Institute LLC compensated?** On its Form ADV (Item 5.E, October 2026), Prepared Retirement Institute LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges. **How much does Prepared Retirement Institute LLC charge?** Its Form ADV Part 2A brochure dated May 1, 2026 states: Hourly rate: $600 an hour (creation of a one-time financial plan). Fees can differ by service and may be negotiable; the brochure is the complete statement. **Where is Prepared Retirement Institute LLC located?** Prepared Retirement Institute LLC's principal office is in Montgomeryville, PA, according to its Form ADV. **Is Prepared Retirement Institute LLC registered with the SEC or a state?** Prepared Retirement Institute LLC is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 309663. **How much does Prepared Retirement Institute LLC manage?** Prepared Retirement Institute LLC reports $307,554,271 in regulatory assets under management in its Form ADV filing dated May 1, 2026 (100% discretionary). **How have Prepared Retirement Institute LLC's assets and staff changed since 2021?** In the Form ADV data for Prepared Retirement Institute LLC: Regulatory assets under management: $107,953,322 in the October 2021 data and $307,554,271 in the October 2026 data, up 185%. Total employees: 5 in October 2021 and 11 in October 2026. Assets under management move with markets as well as with clients coming and going. **What types of clients does Prepared Retirement Institute LLC serve?** By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (171); high net worth individuals (81); other (5). **Which custodians does Prepared Retirement Institute LLC use?** Prepared Retirement Institute LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets. **Does Prepared Retirement Institute LLC report any disciplinary disclosures?** Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/309663 **Does Prepared Retirement Institute LLC state an account minimum?** Its Form ADV Part 2A brochure dated May 1, 2026 says: "*We require a minimum of $100,000 to open and maintain an advisory account." "In general, we require a minimum of $100,000 to open and maintain an advisory account. At our discretion, we may waive this minimum account size." **What changed in Prepared Retirement Institute LLC's recent Form ADV filings?** In the June 2026 filing data: Updated its list of owners and control persons (Schedule A). ## From the Form ADV filing ### Compensation (Item 5.E) - A percentage of assets under your management - Hourly charges ### Fees and minimums (Form ADV Part 2A brochure dated May 1, 2026) - Account minimum: $100,000 (the brochure says it may be waived or negotiated) > *We require a minimum of $100,000 to open and maintain an advisory account. > In general, we require a minimum of $100,000 to open and maintain an advisory account. At our discretion, we may waive this minimum account size. - Hourly rate: $600 an hour (creation of a one-time financial plan) > The creation of a one-time financial plan is billed at an hourly fee of $600 per hour (at a minimum of five [5] hours) due and payable in advance of services rendered. As stated in the firm's brochure. Fees can differ by service and may be negotiable. ### Custodians (Schedule D, Section 5.K(3)) - Charles Schwab & Co., Inc. Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian. ### Regulatory assets under management (Item 5.F) - Total: $307,554,271 - Discretionary: $307,554,271 - Non-discretionary: $0 ### Clients (Item 5.D) | Client type | Clients | Assets | | --- | --- | --- | | Individuals (other than high net worth individuals) | 171 | $94,043,851 | | High net worth individuals | 81 | $199,791,735 | | Pension and profit sharing plans (but not the plan participants or government pension plans) | 1 | $8,702,907 | | Corporations or other businesses not listed above | 1 | $3,493,620 | | Other | 5 | $1,522,158 | ### Advisory services (Item 5.G) - Financial planning services - Portfolio management for individuals and/or small businesses ### Firm details - Registered since: 2021 (5 years) - Employees: 11 total, 4 performing advisory functions - Wrap fee program participation: No - States registered or notice-filed: FL, MD, NJ, PA, TX, VA - Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11. ### Websites listed on Form ADV (Item 1.I) - [preparedretirementinstitute.com](https://preparedretirementinstitute.com) - [thewidowempowerment.blubrry.net](https://thewidowempowerment.blubrry.net) - Facebook @Prepared-Retirement-Institute - LinkedIn @preparedretirementinstitute ## Assets and staff over time | Data period | Regulatory assets under management | Employees | Filing dated | | --- | --- | --- | --- | | October 2021 | $107,953,322 | 5 | September 1, 2021 | | October 2022 | $122,639,082 | 4 | March 2, 2022 | | October 2023 | $190,864,571 | 7 | July 27, 2023 | | October 2024 | $280,980,506 | 7 | March 14, 2024 | | October 2025 | $300,970,590 | 9 | March 27, 2025 | | October 2026 | $307,554,271 | 11 | May 1, 2026 | Regulatory assets under management: $107,953,322 in the October 2021 data and $307,554,271 in the October 2026 data, up 185%. Total employees: 5 in October 2021 and 11 in October 2026. ## Changes in the filing (last 12 months) ### June 2026 - Updated its list of owners and control persons (Schedule A). ### February 2026 - Employees performing advisory functions went from 2 to 4. - Updated its list of owners and control persons (Schedule A). ## Source Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Prepared Retirement Institute LLC (CRD 309663): Form ADV filing data as of October 2026.