# Polaris Investment Advisors, LLC

> Polaris Investment Advisors, LLC is an SEC-registered investment advisory firm in Framingham, MA, registered since 2023, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated January 30, 2026.

- CRD: 324093
- Filed as: POLARIS INVESTMENT ADVISORS, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Framingham, MA
- Filing period: October 2026
- Form ADV filing dated: January 30, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/324093
- AdvisorCensus page: https://advisorcensus.com/firm/polaris-investment-advisors-llc-framingham-ma-324093

## Quick answers

**How is Polaris Investment Advisors, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Polaris Investment Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does Polaris Investment Advisors, LLC charge?**
Its Form ADV Part 2A brochure dated January 30, 2026 states: Hourly rate: $250 to $500 an hour (standalone financial planning services); Subscription: $500 a year (ongoing platform fee). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Polaris Investment Advisors, LLC located?**
Polaris Investment Advisors, LLC's principal office is in Framingham, MA, according to its Form ADV.

**Is Polaris Investment Advisors, LLC registered with the SEC or a state?**
Polaris Investment Advisors, LLC is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 324093.

**How much does Polaris Investment Advisors, LLC manage?**
Polaris Investment Advisors, LLC reports $217,051,377 in regulatory assets under management in its Form ADV filing dated January 30, 2026 (99% discretionary).

**How have Polaris Investment Advisors, LLC's assets and staff changed since 2023?**
In the Form ADV data for Polaris Investment Advisors, LLC: Regulatory assets under management: $156,093,974 in the October 2023 data and $217,051,377 in the October 2026 data, up 39%. Total employees: 4 in October 2023 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Polaris Investment Advisors, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (89); high net worth individuals (49).

**Which custodians does Polaris Investment Advisors, LLC use?**
Polaris Investment Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Polaris Investment Advisors, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/324093

**Does Polaris Investment Advisors, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated January 30, 2026 says: "Polaris generally requires a minimum relationship size of $100,000, which may be waived at the sole discretion of the Advisor."

**What changed in Polaris Investment Advisors, LLC's recent Form ADV filings?**
In the February 2026 filing data: Regulatory assets under management went from $178,352,519 to $217,051,377 (+22%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated January 30, 2026)

- Account minimum: $100,000 (the brochure says it may be waived or negotiated)

> Polaris generally requires a minimum relationship size of $100,000, which may be waived at the sole discretion of the Advisor.

- Hourly rate: $250 to $500 an hour (standalone financial planning services)

> Clients may also engage for standalone financial planning services on an hourly or ongoing basis. Hourly fees range from $250 to $500.

- Subscription: $500 a year (ongoing platform fee)

> The Client is charged an ongoing platform fee of $500 per year starting on the annual anniversary of the initial plan completion for the duration of the engagement.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $217,051,377
- Discretionary: $214,908,445
- Non-discretionary: $2,142,932

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 89 | $40,331,891 |
| High net worth individuals | 49 | $136,013,302 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $2,142,932 |
| Charitable organizations | Fewer than 5 | $1,660,625 |
| Corporations or other businesses not listed above | Fewer than 5 | $36,902,627 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2023 (3 years)
- Employees: 4 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, MA, ME, NH, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- polarisadv.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2023 | $156,093,974 | 4 | May 3, 2023 |
| October 2024 | $171,493,981 | 3 | February 22, 2024 |
| October 2025 | $178,352,519 | 3 | April 23, 2025 |
| October 2026 | $217,051,377 | 4 | January 30, 2026 |

Regulatory assets under management: $156,093,974 in the October 2023 data and $217,051,377 in the October 2026 data, up 39%.
Total employees: 4 in October 2023 and 4 in October 2026.

## Changes in the filing (last 12 months)

### February 2026
- Regulatory assets under management went from $178,352,519 to $217,051,377 (+22%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Polaris Investment Advisors, LLC (CRD 324093): Form ADV filing data as of October 2026.